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Thanks for the thoughtful comment! You’ve nailed the core evolution we're seeing, API-first infrastructure is not just about speed, but intelligence. The orchestration layer you mentioned is where a lot of the real innovation is happening. Being able to dynamically route payments, reconcile in real time, and integrate with invoicing or ERP systems is becoming a huge differentiator, especially for merchants operating at scale. Corefy’s work in that space is definitely one to watch. I’m excited to see how these smarter, more modular payment stacks continue to evolve.