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Kunal Jhunjhunwala

Founder
airpay payment services
Member since
23 Sep 2024
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Mumbai
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Kunal Jhunjhunwala is a serial entrepreneur and the Founder of airpay Payment Services Pvt Ltd, which he launched in 2012. With over 22 years of experience, Kunal has a remarkable track record in identifying and implementing innovative technology solutions that optimize business processes and create new revenue streams to enhance profitability. At airpay, he has been instrumental in overseeing product and engineering, legal and compliance, sales, and human resources, driving the company’s vision and growth.

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airpay payment services
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Latest opinions

Kunal Jhunjhunwala

How Instant UPI Refunds Can Improve Customer Retention in Fintech and Retail

The explosion of digital payments in India over the last few years has been phenomenal, driven largely by new-age instruments. In January 2025, UPI set a new benchmark by facilitating over 16.99 billion payments, collectively valued at ₹23.48 lakh crore, its most active month to date in both volume and value. This remarkable growth reflects a cle...

29 August 2025

Kunal Jhunjhunwala

Bridging the Urban-Rural Divide: How Integrated Financial Platforms Are Driving Financial Inclusion

India’s digital economy has been nothing short of remarkable; UPI transactions crossed 16.99 billion in January 2025 alone, fintech startups are flourishing, and banking is now more mobile than ever. However, beyond the metros and Tier-1 cities, the picture is not quite as ideal. In India’s rural and semi-urban pockets, millions still struggle wi...

27 May 2025

Kunal Jhunjhunwala

How Expanding Digital Access Can Fuel Credit and Commerce for MSMEs in India

India's digital economy is on a fast track, projected to reach $7 trillion by 2030, driven by the rapid adoption of online services like e-commerce. However, for this transformation to be truly inclusive, MSMEs (Micro, Small, and Medium Enterprises) must be integrated into the digital framework. Despite being the backbone of the country's GDP, MSM...

24 February 2025

See all 5 opinions by Kunal

Kunal writes about

  • payments
  • financial inclusion

Kunal's opinion archive

  • 2025 (3)
  • 2024 (2)

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  • Frictionless Payments

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