1137 Results from 2015
Retired Member
I’ve written before about Bitcoin and so this time I want to move away from crypto currencies towards some of the underlying technology; specifically technology being built by Ripple Labs. Ripple is entirely focused on building a protocol (the Ripple protocol) which aims to make transacting as easy as emailing. It is underpinned by a currency (X...
14 January 2015 /payments Payments strategies 2015-2020-2030
Steve Wilcockson Technical Product Marketing at Quantexa
Swathes of regulatory change have had a lasting and profound effect on the financial services sector. However, technological change and massive IT disruption is becoming increasingly important, specifically intersecting new “big data” technologies with modelling and analytics. Machine learning is one increasingly popular modelling approach used t...
14 January 2015 /regulation
Abhishek Chatterjee Managing Partner at Gartner Inc.
New account opening and subsequent customer on-boarding process is going through seismic shift due to change in customer's behaviour and rapid technology adoption. Customers are entering into anytime- anywhere service paradigm, where they expect Banks to know about them and provide transparent, real-time interactive services. Banks also need to be...
13 January 2015 /retail Online Banking
Most people in developed countries are comfortable paying with plastic cards (i.e., debit or credit cards issued by banks); however, for the bulk of people in the world—cash is still king. Although huge infrastructure investments have been made over decades to accept cards for payment, cash is still used for 85% of retail transactions. This bl
13 January 2015 /payments
David Gibbard OmniChannel and Digital Banking Evangelist at OmniChannel & Digital Banking
In an American Banker article, Creating a Bank that's Both Cool and Fair, Chris Skinner poses a question, “What does ‘cool’ mean in banking?” The question I would ask is, “How do you create a ‘cool’ and ‘profitable’ bank?” Transaction fees, interchange fees and other non-interest income are often the difference between bank or credit union profi...
13 January 2015 /retail
Andy Hirst VP Banking Solutions SAP at SAP
Top Banking trends for 2015 – Data and Analytics Here is my list of predicted trends in banking analytics in 2015 . Another year of significant growth in analytics is envisioned driven by regulatory mandates and growth of social intelligence. 1 Visualization . It is still early in the cycle for visualization technologies With employees ge...
13 January 2015 /regulation /retail
The London insurance market is under pressure to evolve; the local market needs to make the case for why global players should still send their business here, and the City must make it easier for the global insurance industry to do business with it. Change is a key theme in the London insurance market and this will continue through 2015. Globalisa...
13 January 2015 /regulation
The movie Back to the Future II, shot in 1989, projected the year 2015 as an era of flying cars, hoverboards and food hydrators. Some in the payments industry have predicted NFC to be the next big thing for several years. Were these predictions as inaccurate as the Hollywood ones? While Back to the Future seems to have been out by many years, it d...
Nobody can ignore Apple Pay. And nobody is ignoring Apple Pay. Must-have designer technology, heavy hitting icon brand and high profile merchant signings have finally aligned, like so many stars in the payments heavens. Together, and for once the use of the well-worn cliché seems justified, they deliver a 'user-friendly solution' that accelerates ...
12 January 2015 /payments
What is the future of payments? Is all the hype real or is it just hot air? 2015 will undoubtedly be the proof of real change and we will see emerging trends that will disrupt payments landscape for good. Here are my three key predictions for 2015: 1. Regulation is here to stay. The FCA and PSR are strengthening their teams to handle an increased...
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