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3769 Results from /retail

Nanne Parmar

Nanne Parmar CEO at Easemoney

Neobanks vs. Traditional Banks: The Battle for Gen Z Customers

23, March 2025: The financial or banking industry is undergoing a fast transformation as a new name "NEO Banks" (Online-based banks) challenges the traditional banks for dominance. It especially among Gen Z people (the people who were born between 1997-2012). With the mobile-first habit generation who want seamless, digital financial se...

/retail Banking

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

Starting a Bank in 2025

Starting your own bank has never been easier. The aftermath of the FinTech revolution left us with a myriad of options for every single part of banking operations. Be it a payment module, an AML and Anti Fraud solution, a card issuing and processing capability or even a Core Banking - you can assemble a bank in million of different ways. Despite ...

/regulation /retail Banking and Lending Solutions

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

What you need to know about merchant accounts

A merchant account is essential for businesses that accept payment. It acts as a bridge between customer payments and your merchant’s business bank account. When a transaction occurs, funds first enter the merchant account before reaching the bank. Having a merchant account for businesses like retailers and FMCG industries is very important. Bec...

/retail

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Trust in Digital Banking: From Basic to Strategic UX Integration

If we can land rockets on ocean barges, we can figure out how to make digital banking trustworthy. It’s not about just transferring money faster; it’s about creating an experience so seamless and transparent that customers feel as confident in their banking app as they would in a person standing across the counter. Modern financial technology’s gr...

/retail /devops Innovation in Financial Services

Shawn Conahan

Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.

How Value-Added Financial Services Are Evolving to Meet Consumer Demand for Financial Security

Today, consumers remain budget conscious and very careful about how and when they spend money due to high grocery and housing prices, adding to financial stress and the everyday challenges of managing their finances. Economic uncertainty, fueled by fluctuating government policies, has only heightened the need for financial stability. Threats of a ...

/retail Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Loyalty in Retail Banking: More Than Just Sticking Around

In retail banking, loyalty is often misunderstood. A truly loyal customer is not just someone who has stayed with a bank for a long time — it is someone who actively engages with the bank’s products and services and has a strong emotional connection to the brand. Such customers do not just remain with the bank; they advocate for it. They willingl

/retail Fintech, you get me!

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Five Counterintuitive Product Design Strategies for Your Financial App

Modern financial institutions are grappling with an ever-evolving landscape of user expectations and technological advancements. Traditional banking services often fall into the trap of playing it safe, resulting in generic and uninspired user experiences that fail to capture the true potential of digital interaction. But what if the path to succ...

/retail /devops Innovation in Financial Services

Jose Puccini

Jose Puccini AVP at BankTrade

📺 Today’s Episode: Neobank´s Saving Accounts

Today, we’re diving into a fintech battle: Europe vs. Latin America. Digital banks. High-yield accounts. Who’s got the best deal? Let’s break it down. Europe’s digital banks—think N26, Revolut, Bunq—are all about smooth UX, strong security, and solid regulation. You’ll get 2% to 4% APY on savings. Not bad, right? But here’s the catch: it’s predicta...

/retail /wholesale Fintech

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Dangers of Mergers and Acquisitions in Banking: Digital Chaos Hurts Customer Experience

When banks merge, the focus is often on cost savings and market expansion. But bigger doesn’t always mean better, especially in the digital world. Today’s customers demand speed, personalization and seamless interfaces. Merging two complex organizations with different digital products can only increase friction for clients. With 55% of users ready...

/retail /markets Innovation in Financial Services

Elliot Wood

Elliot Wood CTO at Aqua Global Solutions

5 Reasons Banks Must Automate Reconciliations

I have regular conversations with banks who are still relying on manual input within their reconciliation processes (there is a surprisingly high number) and I always advise the same core reasons why they should move on to an automated solution. Account reconciliation should in my opinion be a cornerstone of every financial institution back o

/payments /retail

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