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3830 Results from /retail

Md Rezaul Karim

Md Rezaul Karim Director Business Development at Dandelion Payments

How Tight Outbound Controls Can Backfire: Fueling Hawala and Weakening Inbound Remittances

Bangladesh's strict currency control regulations, designed to safeguard foreign exchange reserves and stabilize the economy, often result in unintended consequences. While these policies aim to curb money outflows, they can inadvertently disrupt legitimate outbound payments, causing delays and driving individuals and businesses to seek alternative...

/payments /retail

Paul Shumsky

Paul Shumsky Founder at @Finpace.tech

Why Traditional Mobile Banking Apps Are Reaching Their Limits and How Agentic UI Will Replace Them

Every major shift in digital banking has started with a problem that could no longer be ignored. Moving from branches to online banking addressed the need for convenience. The move from online to mobile banking apps gave customers access to their finances anywhere and anytime. Now a new challenge is emerging. Even the best mobile banking apps are ...

/ai /retail

Julie Sutton

Julie Sutton Head of Growth Europe at Paymentology

The UK’s Digital Banking Shift, and the Infrastructure Behind It

A few things caught my eye last week. First, a KPMG report highlighting that the UK’s high-street banks saw profits fall in 2024. The reasons? Customers moving to alternative lenders and digital-first banks that offer both better savings rates and more intuitive, mobile-led services. Second, a milestone from Monzo. The digital bank has now pas

/payments /retail Inclusive FinTech

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Design as Strategy: How UX Transformed a Bank's Digital Ecosystem

In the heart of one of the world’s most fast-paced financial markets, a digital reckoning was brewing. A leading retail bank—serving tens of millions, managing hundreds of billions, and deeply embedded in the region’s economic fabric—found itself at a tipping point. Its once-pioneering market presence was now fragmented, inconsistent and frustratin...

/retail /devops Innovation in Financial Services

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Debunking the Early Riser Myth in Banking: A UX Reality Check

In the high-stakes world of finance, one belief has been drilled into boardrooms for decades: the early bird catches the worm. In banking, that’s translated into a dangerous mantra — first to market wins. It’s a seductive idea. Banks' CEOs love the headlines. Product teams love the adrenaline rush. Shareholders love the illusion of being ahead of t...

/retail /devops Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Without organisation wallets not much will happen for citizens - and not enough for AI-agents

Key takeaways from the Netherlands and Germany By Carsten Stöcker: "Regulatory Backbone — EUBW supports eIDAS 2.0, GDPR, CSRD, and data space frameworks, ensuring verifiable business identities and access control. Cybersecurity & Cyber Warfare Resilience — Strengthens Zero Trust security, mitigating risks of fraud, identity theft, and c...

/retail /identity Artificial Intelligence and Financial Services

Scott Zoldi

Scott Zoldi Chief Analytics Officer at FICO

How to Avoid GenAI Hallucinations

Last year, “hallucinations” produced by generative artificial intelligence (GenAI) were in the spotlight in the courtroom and all over the news. Bloomberg News reported that “Goldman Sachs Group Inc., Citigroup Inc., JPMorgan Chase & Co. and other Wall Street firms are warning investors about new risks from the increasing use of artificial int...

/ai /retail Artificial Intelligence

Luke Allchin

Luke Allchin Director - North America at RFI Global

The Trillion-Dollar Gamble: Why Women Are Leaving Their Financial Advisors

A quiet but powerful shift is happening in wealth management. And if advisory firms don’t pay attention, it could cost them billions. I’m talking about women, specifically, women who inherit wealth after their spouses pass away. These women are increasingly walking away from the advisors they and their partners used for years. And it’s not bec

/wealth /retail

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Future of Banking: From Transactions to Trusted Guidance

For decades, banks have fulfilled two core functions: Financial Intermediation: collecting deposits and channeling them into loans and investments. Payment Facilitation: enabling the smooth transfer of money between individuals and institutions. However, these traditional roles are becoming increasingly commoditized. The digitalization of money

/retail /startups Fintech innovation and startups

Cliff Bunting

Cliff Bunting Director at PurplePatch Broking Ltd

FCA's revamped returns put pressure on bureaux and the credit providers they serve.

In May 2025, the FCA introduced PS25/3, a new regulatory return for firms with permissions for credit broking, debt counselling, and credit information services. It replaces the returns process introduced in 2014, which the regulator had concluded was no longer delivering the level of clarity needed to monitor risk in the market. The updated retu...

/regulation /retail Banking

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