3866 Results from /retail
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
For many years, rewards programs have been synonymous with credit cards. From airline miles to cashback bonuses, banks and issuers have relied on these incentives to drive spending and deepen customer relationships. But recent shifts in consumer behavior suggest it may be time for financial institutions to broaden their approach. Debit cards are s...
13 October 2025 /retail Fintech
Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io
What is AFT? According to Visa’s official documentation, Account Funding Transactions (AFTs) is a transaction type used to withdraw funds from a Visa or Mastercard account for the purpose of funding another account. In simple words - it is an inverse of OCT (Original Credit Transfer). In simpler terms, it means that any user can input their deb
13 October 2025 /payments /retail Payments strategies 2015-2020-2030
Teo Blidarus CEO and Co-Founder at FintechOS
Building societies occupy an essential place in UK financial services. Member-owned, locally trusted and community-first, they are built on relationships as much as products. Members expect to sit down, talk through decisions and get advice they can believe in. That trust is a strength. The challenge is delivering it alongside the speed and simpli...
13 October 2025 /ai /retail Fintech
Alex Kreger Founder and CEO at UXDA Financial UX Design
If users can’t easily find, trust, use, and enjoy your digital banking or fintech service, you’re already behind. We’ve seen financial institutions invest millions and spend years developing a “killer app,” only to treat it as a technical deliverable instead of a living customer relationship. In finance, success is decided in seconds—a quick glan
10 October 2025 /retail /devops Innovation in Financial Services
Dhiraj Sharma Senior Consultant at TCS
In the ever evolving business and complex technology landscape in financial services organizations, decommissioning outdated and legacy systems is major and multifaceted problem for financial service industry, carrying significant financial, operational, regulatory and competition risks. Complexities associated with data migration, dependency on o...
09 October 2025 /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
When we roll-out e-banking starting in 1982 at Union Bank of Finland I used to underline that innovation progresses when the next customer takes it in use – on the way to a critical mass of users. Otherwise it will stay as an invention. The key to our success was that - then a wide network of branches - competed with personal selling – pushing e-b...
08 October 2025 /retail /inclusion Innovation in Financial Services
Monica Eaton Founder & CEO at Chargebacks911 and Fi911
AI already runs payments. Every tap, click, or online order is scored by algorithms deciding in milliseconds if it’s safe. Fraudsters are blocked faster than ever, and customers are better protected than they were even a few years ago. So yes, AI is working. Fraud attempts are being stopped before they hurt consumers. We’ve seen real progress. But ...
07 October 2025 /ai /retail Artificial Intelligence
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Already 2 years ago, I explored in my blog "The UPI Phenomenon: From Zero to 10 Billion" (https://bankloch.blogspot.com/2023/09/the-upi-phenomenon-from-zero-to-10.html) how India’s Unified Payments Interface (UPI) reshaped the digital payments landscape. UPI has grown into one of the world’s largest digital payment systems, processing o
06 October 2025 /payments /retail Payments strategies 2015-2020-2030
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
Walk into any bank's strategy meeting today and you'll hear the same refrain: "We need AI in our analytics." But here's what they're not telling you: most financial institutions are implementing AI/BI tools without understanding the fundamental shift required in how they think about data. I've spent years helping fintech companies
02 October 2025 /payments /retail Banking Strategy, Digital and Transformation
Alex Malyshev CEO, Co-founder at SDK.finance, white-label FinTech Platform
Transactions per second (TPS) has become the payments industry's favourite vanity metric. Every year, headlines celebrate Visa's 65,000 TPS peaks or Alipay's half a million transactions in a single second. These numbers impress. But for 90% of banks, fintechs, and wallet providers, they are irrelevant - and chasing them is a costly distraction. Wh...
30 September 2025 /retail /markets Fintech
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