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3864 Results from /retail

Terence Creighton

Terence Creighton Head of Retail Banking Delivery at GFT Financial

Migration in Banking Transformation Programmes: Key to Success

1. Introduction to Banking Transformation The ever-evolving financial ecosystem is making the transformation in banking more related to necessity than choice. It is about the transformation of legacy systems, the adoption of state-of-the-art technologies in core operations. The main objective of this transformation is to improve customer experienc...

/retail Banking

Nick Levy

Nick Levy Partner - Financial Services at IBM Consulting

Critical Third Parties: The Key to Operational Resilience in UK Banking

Ensuring Operational Resilience: UK’s New Critical Third-Party Regulations Explained This week marked a pivotal moment in the ongoing efforts to enhance operational resilience across the UK financial services sector. Regulators unveiled new rules targeting “critical third-party” providers, with the aim of safeguarding the industry's ability to wit...

/regulation /retail Operational Risk Management

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Begin with the end in mind

The work on implementing the Trust Infrastructure in Europe is now going into high gear. Today’s Open Wallet Foundation and Findynet meetings and last weeks FIDES Plugfest - just to mention a few - show that the progress is real. The benefits for Society at large, every citizen and organisation have from the outset made it clear that remaining issu...

/retail /identity Innovation in Financial Services

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Emotional AI in Banking: Next-Gen Personalization or Privacy Killer?

Banks have always been at the forefront of data collection. With advancements in artificial intelligence (AI) and emotional analytics, banks are poised to leverage this wealth of data to detect and respond to customers' emotional states, ushering in a new era of personalized banking experiences. This development has the potential to revolutionize ...

/ai /retail Innovation in Financial Services

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

Agentic AI: The Competitive Edge Finance and Insurance Companies Need to Stay Ahead

Agentic AI - technology that autonomously achieves user-set goals - isn't just an advancement; it's a necessary evolution for firms looking to stay competitive amidst constantly shifting industry standards. Unlike traditional AI, which requires human intervention, agentic AI adapts independently, processing real-time data to drive optimal outcomes...

/ai /retail Innovation in Financial Services

Luke Allchin

Luke Allchin Director - North America at RFI Global

US Housing Crisis: The American Nightmare

The US housing market has stagnated over the past two years, primarily driven by the economic consequences of high mortgage rates, affordability challenges, and slow construction growth. Though mortgage rates are beginning to ease for borrowers, they remain significantly higher than before. This shift has left many potential buyers on the sideline...

/retail /markets Banking

Raj Kumar

Raj Kumar Lead - Digital Marketing at Kumaran Systems

How Modernizing Mainframe Infrastructure Lowers TCO for Banks

For decades, mainframes have powered the core operations of banks around the world. They remain integral to banking processes like transaction processing, record keeping, and regulatory compliance due to their stability, scalability, and reliability. Even with their advantages, old mainframe systems can be costly and complicated. This is especiall

/retail /cloud Banking

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Digital Transformation in Banking: Don't Let Technology Steal Your Brand

As banks race to adopt cutting-edge digital technologies, many are making a critical mistake: they’re letting technology overshadow their brand. In a world of rapid digital transformation, where AI, blockchain, and data analytics are becoming standard, what truly sets a financial institution apart isn’t its tech stack but its brand identity. Succe...

/retail /identity Marketing in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

AI prescribing ID for itself - and for the EU Trust Infrastructure

Thought provoking to say the least. If you have not moved from Googling to asking ChatGPT and even letting it talk on your behalf - now is the time. https://www.linkedin.com/posts/bo-harald-4768b51_accountable-ai-activity-7257618910315724800-H0vV?utm_source=share&utm_medium=member_desktop

/retail /identity Innovation in Financial Services

James Barker

James Barker CEO at HIVE

Why are banks buying tech from other banks?

Not long ago, banks were considered the antithesis of innovation, held back by legacy systems and a conservative approach to change. But the neobank revolution challenged that, sparking rapid technological evolution across the industry and recasting financial services business as potential innovators. Now, we’re witnessing a significant shift: ba

/retail Banking and Lending Solutions

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