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215 Results from 2019, /payments

Retired Member

Retired Member 

Financial sector granted life-line extension to PSD2’s Strong Customer Authentication

Regulators put little trust in the strength of the current payment authentication system and rightly so, as fraud levels have hit an all-time high. In the last year, over 2.6 million UK accounts have been defrauded and of those fraud cases 76 per cent were remote purchases. It is estimated that overall, Europe suffers from a staggering €1.3 billio...

/security /payments Banking Regulations

Retired Member

Retired Member 

A journey towards better, richer, payment data

The global payments industry is changing rapidly as technology and innovation reduce friction and increase the speed at which value moves across borders. In order to keep pace and prepare for the future, the financial community must adopt a common language across the board. The good news is that this is already happening, as many payment market in...

/payments /regulation

Iain McDougall

Iain McDougall UK & Ireland Country Manager at Stripe

Strong Customer Authentication - a Litmus Test for Europe

For most of the past century, globalisation has been driven by large businesses. The very term multinational conjures the image of a giant corporation whose far flung units touch every corner of the world. The internet clearly has changed this equation significantly. Borderless and unparalleled in scale, it allows virtually any business, no matter...

/payments /regulation

Retired Member

Retired Member 

A legacy mindset is your burning platform

For a while we have seen a divide in the banking industry between the new digital challenger banks and incumbent banks, but a sub-divide between the traditional banks is increasingly becoming apparent too. Some of the traditional banks are exploring new ways of doing business, such as using cloud-native technology and collaborative structures which...

/payments

Paul Shumsky

Paul Shumsky Technology Advisor at Entrepreneur

Company-Branded Payroll Wallets Primed To Become A Powerful Employee Experience Portal

Employers are coming to understand that if they want to keep — and retain — the best talent they need to prioritise the experience they offer their employees as much as they do their customers. And just as building a strong digital relationship with customers is a non-negotiable these days, so is it becoming a critical element of employee satisfac...

/payments Finextra site news

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Demise of cash speeding up in Finland

A population of 5,5m (and some tourists) produced the following ATM volumes: Million times/billion €s: 2014: 145,1 million times/14,4billion € 2015: 137,1m/13,9bn 2016: 124,3m/13,0bn 2017: 12,1bn€ 2018: 11,4bn€ (out of which 0,2 billion with foreign cards) 2019: still over 10bn? 2000€/citizen. For no good reason.. So the rate of decline of €s is 18...

/payments /retail Digital Banking Trends

Paul Shumsky

Paul Shumsky Technology Advisor at Entrepreneur

Blockchain Use Cases For Banks In 2020

The bank industry is one of the most attackable fields. It requires high security and there were invented many solutions striving to solve this problem (for example, Microservices). But maybe we are already witnesses of it? Blockchain can eliminate the threat or the risk of fraud in all areas of banking, and this could equally apply to a trading p...

/payments Banking Strategy, Digital and Transformation

Richard Ransom

Richard Ransom Corporate Payments Specialist at Virtusa

Five Things Banks Need to Keep in Mind While Leveraging APIs for Their Payments System

Application Programming Interfaces (APIs) in payment processing are gaining traction globally. In addition to open banking, they are now being used end to end in the payment value chain – linking internal systems together more efficiently, accessing external applications, enabling the microservices transformation of legacy systems, and providing n...

/payments /sibos Finextra@Sibos

Hussam Kamel

Hussam Kamel Payments Architect at Icon Solutions

Are Central Banks best positioned to tackle the cross-border payments conundrum?

Cross-border payments are riddled with complexity and lack the regulatory framework and standards to ensure the instant, seamless performance and competitively priced offerings that today’s banking customers have come to expect. Ripe for a revolution, it’s attracting numerous new ‘disruptive’ players and, as the market becomes increasingly crowded,...

/payments Payments strategies 2015-2020-2030

Golnaz Amininejad

Golnaz Amininejad SWIFT gpi Market Manager at SWIFT

Realising the potential of end-to-end cross-border payments tracking

Over the past few years, the SWIFT community has been on a remarkable journey. We've taken a giant leap towards revolutionising the cross-border payments experience for thousands of banks, corporates, market infrastructures and securities players involved in sending international payments. That revolution has ushered in an era where cross-border p...

/payments /sibos

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