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John Bertrand

Future of Payment Review: six-months on – Digital Payment Infrastructure

Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early ...

17 Apr 2024
Banking Strategy, Digital and Transformation
Ivo Gueorguiev

How embedded finance breaks down barriers to banking

Embedded finance is the fusion of technology and traditional financial services. Its innovation promises to transform accessibility to financial tools for all, and now change is needed more than ever....

16 Apr 2024
Embedded Finance
John Bertrand

Future of Payment Review UK – six months on

Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early ...

10 Apr 2024
Banking Strategy, Digital and Transformation
Sergiy Fitsak

How FedNow is Shaping Payments Since its Groundbreaking Launch

In the six months following its groundbreaking launch in July 2023, FedNow has emerged as a transformative force in real-time payments, marking a significant departure from the traditional Automated ...

09 Apr 2024
Banking Strategy, Digital and Transformation
Phil Ashton

Making the transition to agile performance management

​Over the last 10 years, there has been a shift away from the outdated, annual performance review model, towards a new, flexible alternative – continuous, or agile performance management. ​This new ...

09 Apr 2024
Blockchain in Banking and Financial Services
Irina Latushkina

Modern banking: technological or human?

12 years ago I was a client of a super safe bank with an absolutely disgusting client service. For example, when I came once to the brunch to get some cash without a plastic card, they gave me 90% an

08 Apr 2024
Banking Strategy, Digital and Transformation
Stephen Carter

22 days later: how supplier payment zombies are stifling business success

We’ve seen a significant rise in inflation over the past year, leading to increasing market uncertainty and ultimately causing costs to spiral for many businesses. Meanwhile, the economy is recovering...

08 Apr 2024
Fintech
Azimkhon Askarov

Real Time Payments; Who’s leading the way, and should the rest follow?

Real-time B2B payments are surging in popularity globally. It’s estimated that up to half of B2B payments will be made in real-time by 2025, and for good reason. But discrepancies in growth between r...

05 Apr 2024
Maya Kumar

Surcharges Increase at a Rapid Rate in Australia: The Case for Pay by Bank

Credit and debit cards have largely replaced cash in Australia, providing customers with increased convenience and introducing purchase protections. However, card networks charge a fee for each and ev...

04 Apr 2024
Fintech
Donica Venter

Five Fintech Trends That Will Shape 2024

Navigating the ever-evolving landscape of banking trends amid fierce competition can be daunting. Recognizing the importance of staying ahead, especially as fintech disruptors reshape the industry. In...

03 Apr 2024
Fintech
Gary Singh

Building The Cards of Tomorrow: 10 Must-Have Capabilities

Recent data on US credit card holders tells us that they value flexibility and control more than rewards and fee-based offers. In light of rising interest rates and debt, consumers view credit cards a...

03 Apr 2024
Banking Strategy, Digital and Transformation
Sandeep Gupta

The future of banking is composable

Will the banking industry continue to evolve at an increasing rate year on year? In the 21st Century, the answer to this question seems to be inextricably linked to the progress of technology and regu...

02 Apr 2024
Banking

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