186 Results from 2017, /payments
Barry Kislingbury Lead Solutions Consultant at ACI Worldwide
Immediate Payments must be part of an open banking strategy. The question that most banks are asking themselves, as real-time payments schemes gather pace in different markets around the world, is, “How do we enable real-time, digitally-enabled payments in the best possible way?” To answer that question, banks need to consider FAST payments in the ...
07 November 2017 /payments UK Faster Payments
Retired Member
A number of major financial institutions are continuing to innovate with their cardless ATM capabilities, allowing customers to withdraw money from an ATM using a mobile app to initiate the transaction. Large banks are taking a number of approaches to cardless ATMs transactions, including enabling customers to log in to their banking app with their...
03 November 2017 /payments
Jose Carvalho Senior Vice President, Global Commercial Payments at American Express
Starting a business is never an easy feat. But in the fast-moving and competitive world of fintech, and with worldwide economic and geopolitical conditions changing every day, start-ups in the fintech sector need to keep one step ahead. As well as making sure business plans, hiring strategies and regulatory compliance are spot on, it’s essential to...
01 November 2017 /payments /startups Fintech innovation and startups
Anthony Hynes Managing Director & CEO at eNett International
The news that two of Europe’s largest airlines - Monarch and Air Berlin - will cease trading is distressing for thousands of travellers and employees. The move into administration from Monarch alone is expected to impact 860,000 people who have lost bookings, 110,000 holiday makers currently overseas and of course its 2,100 employees. But it’s not...
30 October 2017 /payments
Bob Lyddon Consultant at Lyddon Consulting Services
Catalonia is not a part of the SEPA Area; it has no central bank and so it has no Eurosystem member. Its financial infrastructure is, however, SEPA-compliant, meaning domestic and cross-border high-value payments are made and received through TARGET2, domestic low-value through Iberpay, and cross-border low-value through Iberpay and EBA STEP2. Bank...
28 October 2017 /payments /inclusion Fintech innovation and startups
There's been a vigorous debate recently about data in financial services and who it belongs to. At the Vendorcom conference last month it featured high on the list of concerns especially as more and more technologists are developing apps and services that specifically look at using data. I've long been bemused by the fact that the credit companies ...
20 October 2017 /payments /regulation Financial Services Regulation
Regulation – one of the most heated (and arguably “hated”) words in banking. While it’s there to protect our collective money, it’s also the scape goat for all the things we failed the consumer with. Over the years most of the CX wish-list was met with the famous “computer says “no” in a regulatory flavour. “No, international transfers can’t be fa...
20 October 2017 /payments
Craig Ramsey Head of Real-Time Payments at ACI Worldwide
In the UK, faster payments are well established, and we have seen new innovations as well as new businesses being built since May 2008. In Singapore, which went live in 2014 with its Fast and Secure Transfers (FAST) scheme, we are starting to see similar innovations. And we can expect similar seismic shifts in payments innovation for years to come...
12 October 2017 /payments UK Faster Payments
Jeremy Light Co-founder at Fourdotzero
Payments are atomising… In part 1 of my blog on atomising payments, I explained how payments volumes are likely to expand 25 times or more in the future, resulting in trillions of new payments. In part 2, I explain a precedent for this atomisation and its implications, and what the payments industry needs to do. Precedent and Implications Ato...
09 October 2017 /payments Payments strategies 2015-2020-2030
Julian Wallis Sales Director at Visa
The way that consumers shop in-store is fundamentally changing. The rise of ‘Scan and Go’ technology, coupled with other industry developments, is helping retailers to overhaul the buying experience that they offer their customers. So, what do retailers need to know about Scan and Go, and what are its benefits? The Scan and Go Story Scan and Go te...
09 October 2017 /payments
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