71 Results from 2019, /inclusion
Retired Member
Overseas employment is a significant contributor to Asian economies and the well-being of workers’ families, who often depend on remittances to meet their basic needs. In 2017, Asia and Europe were the regions of origin for the largest numbers of international migrants — 106 million and 61 million, respectively. According to the April 2019 Migrati...
06 June 2019 /inclusion Asia Financial Services
Ambrish Parmar Digital Leader, Strategist, at Thought leader and Start-up Advisor
Vulnerability in the digital workplace - a spark for innovation? Time to read: 5 minutes to gain a different perspective (800 words) // A privilege // A few months back, I had the honour of discussing vulnerability with colleagues and clients as part of a re-imaging customer experience session. The focus of exploration was customer vulnerability ...
02 June 2019 /inclusion Banking Strategy, Digital and Transformation
Thomas Pintelon Head of Strategy at Capilever
In this blog we investigate the potential risks linked to democratizing asset based lending to a larger retail and SME audience. In principle, when customers lend against their (liquid) investment assets at the bank, the scoring of the credit can be done on an objective basis, based on the valuation of the assets blocked by the bank. Therefore a bi...
29 May 2019 /inclusion Innovation in Financial Services
Barkha Tekwani Digital Marketing at OMLP2P.com
The number of banks and its branches has grown tremendously in the last few years. Banks are spreading their roots across the country. But are banks able to fulfil the credit demand of individuals and businesses? Traditional lending models such as banks come with their own set of strength and limitations when it comes to lending money. For a s...
20 May 2019 /inclusion Fintech
Lending against liquid marketable assets like securities and bonds, has been around for quite some time. We could say that the Lombards who conquered Italy in the 6th century, and settled in the northern region that became known as Lombardy, invented this first form of liquid asset based lending (LABL), often referred to as Lombard lending. Nowada...
20 May 2019 /inclusion Innovation in Financial Services
Dear all Sharing a summary of UK Business Plan priorities from the CMA, FCA and PRA. Competition and Market Authority 2019/2020 priorities: •Protecting vulnerable consumers •Improving trust in markets •Promoting better competition in online markets •Supporting economic growth and productivity Financial Conduct Authority 2019/2020 priorities: •With...
13 May 2019 /inclusion Banking Strategy, Digital and Transformation
It should be no surprise that financial services are among the most heavily regulated industries. Any business that involves the management and transfer of money, particularly across international borders, requires careful monitoring and control. Moreover, as a result of the 2007-2008 financial crisis and the rise of cybercrime, the regulatory env...
02 May 2019 /regulation /inclusion
Jonathan Westley Chief Data Officer, Experian UK & EMEA at Experian
Financial exclusion is a significant issue, particularly here in the UK. It results in many people finding it difficult it difficult to access basic banking services or facing severe restrictions on the financial products they can use - many of which most of us take for granted. According to the Financial Inclusion Commission, more than 1.5 millio...
29 April 2019 /inclusion Financial Inclusion
Keeping track of your budget is easier than ever in 2019, thanks to the various tools that have arrived on the market to fill this niche. However, the huge availability of products can be a bit overwhelming at times. If you want to keep your budget in check but are not sure where to start, here are some suggestions for great personal finance tools...
08 April 2019 /inclusion Personal Finance
Matthew Phillips Head of Banking, UK and Ireland at Diebold Nixdorf
The term ‘cashless’ has been front of stage for the payments industry since contactless technology was introduced more than a decade ago. However, we are further from becoming a truly cashless society than many of us may think. There is no denying that the payments landscape has experienced vast change and diversification in the past 15 years. In t...
28 March 2019 /payments /inclusion
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