Join the Community

24,044
Expert opinions
40,636
Total members
314
New members (last 30 days)
200
New opinions (last 30 days)
29,282
Total comments

Latest expert opinions

clear
clear

83 Results from 2022, /inclusion

Caris Jackson

Caris Jackson Marketing Content Writer at UTP Merchant Services Limited

The Lessons We Need To Be Teaching Our Children: Finances

School is a vital part of a child’s secondary socialisation, children are able to learn societal values, beliefs and attitudes outside of the family structure. They are taught about expectations of them and how to behave within the larger society. Our education is a fundamental part of childhood and development but so are the lessons taught at hom...

/people /inclusion Financial Literacy for Kids

Mindaugas Mikalajūnas

Mindaugas Mikalajūnas CEO at smeGo

It isn’t AI that’s biassed — it’s banks and VCs

AI has been getting a bad rap when it comes to possible bias. Amazon’s AI recruiting engine, ironically developed to eliminate possible human prejudice, appeared to be biassed against women. It downgraded resumés that contained words like “women” and the graduates of two all-women colleges. Google Photos’ algorithm apparently showed bias against ...

/payments /inclusion Small Business Lending Innovation

Joe Torres

Joe Torres CEO at DYCSI

Every Company is now a Fintech Company

INNOVATION Innovation through technology is a natural process in any industry. It is part of humanity to find better ways to do anything, we have observed it and documented it for as long as we can remember. In the financial services industry it is even more important. Financial products, and the companies that provide them, have been enormously tr...

/inclusion /markets Banking and Lending Solutions

Chris Lewis

Chris Lewis Head of Solutions at Synectics Solutions

Why ‘Identify Profiles’ will help de-risk inclusive customer on-boarding

Identity verification. Two small words that can throw up some big barriers. Justifiably so, given that the purpose of checking ID is to make sure that the right people get access to the right things. And that the wrong people, don’t. But what if the right people are denied access? What if a person is in real need of a loan to make their business pl...

/inclusion /identity Digital Identity Management

Jakob Rost

Jakob Rost CEO & Founder at Ayoconnect

An open finance model for the world

Open finance has gained an unstoppable momentum. From its beginnings in Europe, open finance has spread rapidly to the Americas, Australia, India, and my own company’s home market of Indonesia - among others. There have been different models to get us to this point. Europe, which claims to be the 'cradle of Open Banking,’ is regulator-led thanks t...

/payments /inclusion Open Banking

Shabnam Wazed

Shabnam Wazed Founder & CEO at AGAM International

Scoring an open goal – how lenders can evolve their models and consumers can create credit histories

By Shabnam Wazed, Founder and CEO of AGAM International Banks and lenders have historically focused extensively on a borrower’s current financial information when evaluating their likelihood of repaying a loan on time. Lending decisions are made on factors like payment history and outstanding debt. But millions of conscientious people - potential ...

/startups /inclusion Artificial Intelligence and Financial Services

Brad Goodall

Brad Goodall CEO at BANKED

As ‘Buy Now, Pay Later’ starts to impact credit scores, financial literacy is a must-have

When securing large loans for a big purchase like a home or a car, a good credit score is essential for securing the best interest rates. Those with the highest credit scores can generally lock in the lowest available interest rates, translating into significant savings over time. Yet right now, UK consumers typically take out high-interest credit...

/payments /inclusion Personal Finance

David Ritter

David Ritter Director, Financial Services Strategy at CI&T

Why digitisation is a game-changer for financial inclusion

One customer segment that has been historically neglected by the financial services sector is the so-called “unbanked” and “underbanked”. The unbanked are people who don’t use any banking services, including debit cards, current accounts, and savings accounts. Meanwhile, underbanked consumers use some type of bank account, but don’t have regular a...

/people /inclusion Financial Inclusion

Ralph Rogge

Ralph Rogge CEO & Co-Founder at Crezco

Top tips to drive financial inclusion and better cash management for SMEs

Cash is king! Cash is more valuable than profit, revenue, stock or receivables, and remains critical for any businesses. It's an unavoidable necessity to pay for staff and suppliers and provides you with the necessary confidence to invest further in your businesses. Unfortunately, it is also one of the biggest challenges companies face. A recent s...

/startups /inclusion

Donica Venter

Donica Venter 

Challenging the Challengers: How can Incumbent Financial Institutions Defend Against Disruptors?

Historically, large banking institutions have always been somewhat on the back foot when it comes to innovation, holding off on innovation to see what is successful within smaller institutions or companies. Only once proven successful, deciding to roll out the new innovative feature or tech to their massive customer base. This strategy, however, i...

/payments /inclusion Fintech

Now Hiring