Research

The Future of the Global Financial Ecosystem 2024

07 Sep 2023  |  235 downloads

A Sibos Special Edition. Our world has experienced several unexpected and unprecedented events over the last few years, which show no signs of slowin...

The Future of Fintech in Africa 2023

20 Jul 2023  |  471 downloads

Across fintech - digital banking, digital payments, personal finance, lending, and investment - data is central to the function of all these technolog...

Embracing Technology to shape the Future of Digital Banking

20 Apr 2023  |  557 downloads

There has been a tidal wave of transformation - the pace of it is accelerating, technology is proliferating, and customer behaviour and expectation ar...

The Future of Digital Banking in North America 2023

21 Oct 2022  |  1134 downloads

A Money20/20 USA Special Edition 2022 in North America saw a continuation of economic recovery from the Covid-19 pandemic, fuelled by the rapid rollo...

Payments Modernisation: The Big Survey 2022

30 May 2022  |  887 downloads

How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business This survey, conducted in early 2022, aimed to quan...

The Future of Payments 2022

27 May 2022  |  1735 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia's invasion of Ukraine in 2022 has proven that the financial services indust...

The Future of Regulation 2022

07 Feb 2022  |  1107 downloads

From Innovation to Execution The fire for innovation in financial services has long been raging, and regulators, having transformed their modus opera...

Will banks use digital security as a post-pandemic differentiator?

17 Jan 2022  |  375 downloads

Banks large and small, old and new, have come a long way in a short amount of time. Prior to the pandemic there wasn't a bank or financial servic...

The Future of Digital Banking in Asia 2022

22 Dec 2021  |  1010 downloads

After the 2008 crisis, the financial services industry faced low interest rates, low credit growth, increased regulation, increased compliance require...

The Reinvention of Card Payments

17 Dec 2021  |  1202 downloads

Responding to Innovation: Where will the impact be? Payment innovation coupled with the pandemic's digitisation drive, is spurring card issuers t...

Future-Ready Payments Solutions: Remaining competitive with reusable technology

09 Dec 2021  |  787 downloads

Over fifty years ago, when the original payment pioneers built electronic funds transfer (EFT) platforms to enable card services, they had a single us...

What will drive the journey towards cashlessness and digitalisation?

18 Jan 2021  |  656 downloads

Market dynamics and infrastructure vary greatly per country and region but the direction of innovation and change are converging on the same outcome:...