Join the Community

23,828
Expert opinions
40,587
Total members
386
New members (last 30 days)
198
New opinions (last 30 days)
29,228
Total comments

Latest expert opinions

clear
clear
Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How AI and Machine Learning Are Reshaping Financial Compliance?

Institutional Responsibility and Compliance in Evolving Financial Industry Compliance has been one of the most important and difficult obligations for institutions in rapidly-changing capital markets. Regulatory scrutiny over financial institutions, especially around areas such as anti money laundering (AML), fraud detection, transaction monitorin...

/ai /markets

Philipp Buschmann

Philipp Buschmann Founder & CEO at AAZZUR

Embedded Finance 2.0: How Companies Are Designing for Life, Not Just Sales

For decades, financial services have revolved around products. A new account, a new loan, a new policy, packaged, promoted, and pushed to market. The assumption was simple: if you build it, customers will come. But the reality is that no one wakes up thinking they want a new financial product. What they wake up to are life moments. Moving house, b...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

EUBWs are extremely important for NIS2

We all know that Business wallets are the only efficient way to counter fraud in banking - as discussed in the Mobey Forum meeting in Dublin today. We also know that Business wallets are needed to take AI-agents in use - also to take part in fight against cyber-crime costing 11 trillion dollars a year - and rising. We also now that PQC-capable bus...

/security /identity Digital Identity Management

Philip Harding

Philip Harding Commercial Director at Cashflows

The Future of Embedded Payments: Why Licensing-as-a-Service is the Next Strategic Lever

As software platforms evolve into central hubs for commerce, the relationship between payments and the digital experiences they enable is undergoing a profound transformation. No longer an afterthought, payments are becoming a core feature of software itself, seamlessly embedded, deeply integrated, and increasingly owned by the platforms that use ...

/payments /predictions Payments strategies 2015-2020-2030

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

HR departments should not wait – they should take Business Wallets into use right away.

I have not worked in HR but much with HR in the past - most intensively in Nordea Bank and TietoEvry. I have seen their roles as important in helping the business leaders to foster a culture where employees feel important, are properly compensated, get involved in strategy work from the outset and get upskilled in real terms. Too much

/ai /identity Personnel Management

Livia Bernardini

Livia Bernardini CEO at Future Platforms

Beyond the Transaction: How Embedded Payments Are Redefining the Customer Experience

We’ve been able to pay online for more than two decades, but for much of that time, there were really only two options: credit or debit cards. Over the last ten years or so that’s changed. Embedded payments have introduced a whole range of methods: digital wallets, Buy Now Pay Later (BNPL), account-to-account (A2A), and stablecoins, to name but

/payments /retail Banking Strategy, Digital and Transformation

David King

David King CTO at Flywire

4 Hidden Costs of Fragmented Payments

Why a unified payment platform with vertical-specific software matters In today's global economy, businesses are constantly seeking new ways to streamline operations, cut costs, and enhance their customer experience. But for many large organizations, a key area of inefficiency remains hidden in plain sight – their payments infrastructure. Many org...

/payments Payments strategies 2015-2020-2030

Chris Brown

Chris Brown CTO at Trusek AND Authentiq8 Me

FIDO2 Was a Game-Changer—But It Can’t Be the Finish Line in Authentication

Fast IDentity Online 2 (FIDO2) was the second iteration of a standard released by the FIDO Alliance and World Wide Web Consortium (W3C). It was designed to replace passwords as a means of authentication on the internet with cryptographic logins using device biometrics or security keys. When FIDO2 came onto the scene in 2018, it promised to bring u...

/security /identity Biometrics

Nauman Hassan

Nauman Hassan Director at Paymentology

A Rising Tide for Fintech in the UAE: What Revolut’s Entry Really Means

When Revolut announced it had secured an in-principle licence in the UAE, headlines rightly focused on the arrival of one of the world’s largest fintechs in the Gulf. With over 60 million customers globally, Revolut’s entry validates the UAE’s growing status as a destination for digital finance. Revolut actually laid the groundwork for this

/payments /markets

Cliff Bunting

Cliff Bunting Director at PurplePatch Broking Ltd

BNPL regulation is coming: Are firms overpaying for affordability data?

From July 2026, Buy Now Pay Later (BNPL) providers will fall under full FCA oversight. Most firms are already working on tightening their controls. But a larger issue is at risk of being overlooked. Preparing for regulation often leads to increased data purchasing. Yet many BNPL providers may not realise just how much they’re already overpaying, s...

/payments /retail Banking and Lending Solutions

Now Hiring