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Rafia Alam

Rafia Alam Marketing Manager at Swapin

My top 5 takeaways from the crypto payment industry

Coming from a non-crypto background, crypto payments was a labyrinth of tech and compliance complexities that took me a while to get used to. However, once I was in it, it was hard not to note the following observations. People have ideas but execution is excruciating If there’s one big takeaway I’ve had, it’s that ideas are fun to play with but...

/payments /inclusion Fintech innovation and startups

Paul Shumsky

Paul Shumsky CEO & Founder at @Finpace.tech

Why Traditional Mobile Banking Apps Are Reaching Their Limits and How Agentic UI Will Replace Them

Every major shift in digital banking has started with a problem that could no longer be ignored. Moving from branches to online banking addressed the need for convenience. The move from online to mobile banking apps gave customers access to their finances anywhere and anytime. Now a new challenge is emerging. Even the best mobile banking apps are ...

/ai /retail

Oleg Boiko

Oleg Boiko Founder at Finstar Financial Group

Partnership as a Strategic Asset

Looking back, nearly every stage of my life — with the possible exception of the earliest school years — has been marked by high levels of uncertainty, challenges, and critical situations. These periods were not only tests of personal resilience but also served as trials for the strength of business and human relationships. As a result, I have of...

/people /markets

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: The Rise of Spend Management Fintechs in the EU and UK

As a fintech product manager and enthusiast who writes a newsletter, I constantly monitor developments in fintech, payments, banking, and related markets. Recently, my attention has been drawn to the spend or expense management landscape, especially after witnessing significant funding rounds by companies such as Payhawk, Ageras, and Light. These

/payments /markets

Tim Barnett

Tim Barnett CEO at Credas Technologies

Why the MLR reforms are a green light for digital ID

The UK Government’s upcoming reforms to the Money Laundering Regulations (MLRs) mark a major step forward in the adoption of digital identity across regulated sectors. With HM Treasury backing digital ID as a means to streamline checks and help meet the government’s aim of reducing compliance costs by 25%, the direction of travel is now clear: di...

/regulation /identity Digital Identity Management

Rajat Deshpande

Rajat Deshpande CEO and Co- founder at FinBox

How are unique lending partnerships driving growth for savvy lender

Lending innovation in India is taking an interesting turn. While most headlines focus on flashy technology and customer acquisition numbers, some lenders are quietly redefining how credit reaches India’s MSME sector. A Chennai-based NBFC recently crossed INR 350 crore in monthly disbursals. It didn’t build another app or venture into something unu...

/regulation /inclusion Financial Inclusion

Jamie Hoyle

Jamie Hoyle VP Product at MirrorWeb

The Modern CCO's First 90 Days: Priorities, Pressures, and What Comes Next

The role of the Chief Compliance Officer has never been more complex, or more critical. In today’s volatile regulatory environment, incoming CCOs are stepping into high-pressure situations with growing expectations, limited resources, and expanding digital footprints to supervise. The first 90 days often set the tone for long-term success - or su

/regulation /wealth Fintech

Nick Levy

Nick Levy Partner - Financial Services at IBM Consulting

Quantum Banking: Why the Next Leap Is Closer Than You Think

For years, quantum computing has been the subject of conference panels, research papers and visionary talks. It has fascinated technologists and futurists alike, yet for many in financial services it still feels like tomorrow’s problem. That assumption is about to change. Quantum computing is moving at a pace that would surprise even its early cha...

Ankita Bhattacharya

Ankita Bhattacharya Product Manager - Commercial Finance at LoanTube

Embedded Lending Needs More Than Embedded Forms

Embedded finance was meant to transform how small businesses access credit, bringing lending to the point of need, whether that’s within an accounting platform, a business management tool, or a digital marketplace. In theory, it should create seamless, contextual experiences where funding is just a click away. In practice, it often falls flat. For...

/startups /inclusion Innovation in Financial Services

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

Why Prompt-Based App Builders Won’t Disrupt Fintech, But AI-Ready Platforms Will

Tools like Lovable empower anyone with a browser to spin up a working fintech app in a weekend. These prompt-based app generation platforms have dramatically accelerated prototyping and made experimentation cheaper. For startups and product teams, this is excellent news; they can now quickly visualise ideas and avoid expensive software engagements...

/ai /predictions Fintech

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