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A Finextra Member

PSD2: A turning point for banks’ business models

January 13th was the final deadline for financial services companies to comply to the FCA’s newest European legislation, the Payment Services Directive (PSD2). The run up has been a time of huge intro...

24 Jan 2018
Disruption in Retail Banking
Molly Yakubian

What to Expect from Electronic Communications Exam Requests

A look at what the regulators are asking for and considerations for production SEC examinations of Registered Investment Advisers are on the rise. The SEC Fiscal Year 2018 Congressional Budget Justi

24 Jan 2018
A Finextra Member

MiFIR Transaction Reporting for Asset Managers: The Impact of Increased Scrutiny

Since the MiFIR transaction reporting regime came into force on 3 January, any investment firm that does not have a valid Legal Entity Identifier (LEI) may find it impossible to trade. That was the gu...

23 Jan 2018
Linda Zaikovska-Daukste

Banks Are Doomed If They Don't Care About User's Pain Points

Finance Digitalisation causes many banks to adjust their approach to the development of their products and services. Today, more and more financial companies evolve by creating user-centered services ...

23 Jan 2018
Innovation in Financial Services
A Finextra Member

Taking the Pulse of Mobile Banking in the U.S.

The Federal Reserve Bank of Boston has released an overview of mobile banking and mobile payment adoption; and since it’s a government report it has the snappy title of “Mobile Banking and Payment Pr...

22 Jan 2018
Digital Banking Trends
Anthony Walton

When technology fails - a two minute guide

When you live in the North of England as I do, Hawaii seems like the perfect place to be at this time of the year. The idea of waking to warm sunlight and long days, and surrounded by tropical flowers...

22 Jan 2018
Innovation in Financial Services
Clare Walsh

Geoff Doubleday - The Fintech Legend

January 2018 saw the sad passing of Geoff Doubleday, one of the founding fathers of the financial technology revolution, long before the word Fintech was even invented. He truly was a visionary who re...

22 Jan 2018
Priya Lakshmi

Un-’block’ your business 1.0: The New A 'AI' B 'Blockchain' and C 'Connected Devices' of Insurance

Another new year begins and many of us are probably shopping for insurance again because our provider just put up the premium on our renewals. We think they do this because they want to make more mone...

22 Jan 2018
Innovation in Financial Services
Shailendra Malik

Startups face Integration challenges with Banks

Of past year a lot of noise have been created by the Fintech sector and loads of start-ups have mushroomed. With many innovative ideas the primary assumption is that, when we have the empirical data t...

22 Jan 2018
Innovation in Financial Services
Shailendra Malik

How Lifestyle Apps help Banks

In my last post I explained the potential of Banks investing their effort to build Lifestyle Apps and create an ecosystem that helps everyone. The question remains, will people move away from generic...

22 Jan 2018
Digital Banking Trends
Gavin Scruby

What does Open Banking mean for Direct Debit - and how does it tie in to Star Wars?

I went to see the new Star Wars film recently. At the time, I had Open Banking on my mind. I was thinking about its effects on Direct Debit, as the two could easily seem to conflict in a galactic, wel...

20 Jan 2018
Open Banking
Breana Patel

Risk of Misunderstanding Cyber Security

Risks of Misunderstanding Cyber Security The financial services sector has been through tremendous adversity since the Great Recession. Institutions have emerged from the financial crisis only to find...

19 Jan 2018
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