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Blogs
Marcus Martinez

The Half-Life of Current Accounts

It’s a generally accepted concept that all physical materials decay over time. Rocks, food, metal, bones, etc… all of these things become weaker or decompose gradually, at different speeds. Scientists...

07 Jan 2020
Behavioral Economics in Banking
Steve Morgan

EU’s Fifth Anti-Money Laundering Directive: what the crypto-asset sector needs to know

The EU's Fifth Anti-Money Laundering Directive (“5AMLD”) will subject certain participants in the crypto-asset sector to regulation for anti-money laundering (AML) and counter-terrorism financing (CT...

07 Jan 2020
The future of Payments in Europe
Debbie Green

Embedding AI gives CFOs a second pair of eyes

It is widely believed that we only use 10% of our brain, but science has without doubt disproved this fact. However, it is easy to see why we would believe it. We often find ourselves failing to achie...

07 Jan 2020
Finance 2.0
A Finextra Member

New FinTech Data Raises Questions and Regulatory Policy Issues

2020's FinTech policy cycle started relatively quietly today with an interesting set of FinTech data from De Nederlandsche Bank (the Dutch Central Bank): Working Paper No. 663 "The Economic For...

06 Jan 2020
Financial Services Regulation
Carlos Figueredo

Open Banking - Big Tech’s in Banking? Nothing New.

Open Banking – Big Tech’s in Banking? Nothing new. There was a very strong article last week titled “Big Tech’s Invasion of Banking” which illustrates how Silicon Valley is waking up to the benefits o...

06 Jan 2020
Open Banking
Monica Hovsepian

Information Advantage for Financial Services in 2020: Look no further than platformification

It’s that time again when we look ahead to the year to come. For 2020, we’re going to see financial services companies accentuate and accelerate the priorities of recent years. And we are going to wit...

06 Jan 2020
Yousaf Hafeez

Future-gazing 2020: technology continues to drive financial markets

I have now spent a good few years working with financial services firms and can confidently say that the perpetual change is the only constant in global capital markets – that, and the fact that it’s ...

06 Jan 2020
Robert Siciliano

Creating an Effective Business Continuity Plan

Most of us have no idea when a disaster is about to strike, and even if we do have a little warning, it’s very possible that things can go very wrong. This is where you can put a business continuity ...

04 Jan 2020
A Finextra Member

The power of Geofencing Marketing

Geofencing marketing is a location based marketing approach in which companies uses GPS, Wif-Fi or cellular data to set-up a programmed system in which when a mobile device enters / exits a virtual b...

03 Jan 2020
Banking Strategy, Digital and Transformation
Steve Morgan

How Can Banks Bring Business Credit and Lending Services into the 21st Century?

The history of credit and lending to business customers dates right back to Mesopotamia when the very first payday loans were used by farmers and the code of Hammurabi defined how the interest charged...

02 Jan 2020
Banking Strategy, Digital and Transformation
Bhavesh Vaghela

2020 predictions - 5 min read

There we have it folks, 2019 is behind us and 2020 has started. It seems like yesterday I was drafting my 2019 predictions! So how did I do? I got 3 out of 5, clearly don’t come to me for lottery numb...

01 Jan 2020
Digital Banking Trends
Bo Harald

Entering 2020

2019 was not - mildly speaking - the best of recent years. Global warming - also manifested by ongoing horrible fires in Australia - advanced, democracy was weakened in many western countries by irres...

01 Jan 2020
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