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App development is getting costlier and more complicated because of the ever-evolving features, user experience standards, and new skill requirements. This is why app projects often prefer to outsourc...
The fintech sector has seen astronomical change over the last two years. In 2020, the pandemic caused a huge shift towards contactless payments and online shopping. This year we’ve seen the position o...
In What Is Subscription Trap? (Part 1), we saw several Dark Patterns used by brands and service providers ("Merchants") to make it difficult for us to cancel subscriptions like Social netw...
Lending to 100%-verified, reliable clients is straightforward — the risk is clear and, so too, are the terms. However, not every customer who approaches your business will fit neatly into this box. So...
In the modern world, we are all so used to our data being for sale that many of us do not even really evaluate the issue. However, while we might not mind our email address or name being on a marketin...
Some year end, Sunday thoughts.... purely my narrative, of course... 2022 promises to be an exciting and deeply unpredictable year for the European financial sector. SEPA urgently needs to turn ambit...
In the past few decades, the innovativeness of FinTech industry has surpassed even the most optimistic expectations. The industry has dozens of large players valued in tens of billions. Many of the u...
Until recently, accessing liquidity was like an exclusive pool party in the Hamptons. It was not for everyone: you had to know a banker or someone from Wall Street to get in. Entry requirements wer
By now, most organisations in the business of delivering software will likely have a DevOps strategy. Even if adoption is only partial, the maturity of DevOps enables firms to improve delivery by impl...
Cryptocurrencies are holding the media spotlight. So, what’s all the fuss about … and how should banks prepare? Marc Kenigsberg, founder of Bitcoin Chaser gives us a clue: “Blockchain is the tech. Bit...
In the lead up to Black Friday, industry leaders expected that numbers would well surpass previous years. When looking at markets such as Europe and Latin America, the sales holidays have remained the...
1. Fintech will continue to erode the trust advantage Historically, consumers have been less inclined to trust new, dynamic technology businesses with their money. But attitudes are changing. Th