Katherine Chan CEO at Juice
Small businesses do the heavy lifting, but fair access to finance is still out of reach for many. In 2024, gross lending rose 13% to just over £16 billion (UK Finance). But repayments outpaced new loans, leaving a funding gap that hasn’t closed. Debt levels have more than doubled since before the pandemic (OECD, 2024). Many firms now carry liabilit...
23 June 2025 /startups /inclusion Fintech
Adam Lieberman Chief AI Officer at Finastra
A recent survey of 2,000 CEOs revealed that just 25 per cent believe that their AI projects have achieved ROI. Further to this, the IBM poll revealed that just 16 per cent of AI projects have scaled enterprise wide. In some ways, these are stark findings, but they are not entirely surprising. In financial services, many organizations are still gra...
23 June 2025 /ai Artificial Intelligence and Financial Services
Diederick Van Thiel Visionary Board Member | CEO | NED at AdviceRobo | IKANO Bank | Ikano Insight
The time is now to focus on AI infrastructure, which will enable companies to scale AI and build a future where humans and multiple AI agents successfully work together. In this blog I share some insights on how we at AdviceRobo do this so you can learn from it and build your own infrastructure of trust with AI. As the world accelerates toward an ...
23 June 2025 /ai /inclusion Artificial Intelligence and Financial Services
Erica Andersen Marketing at smartR AI
The digital transformation consultants have sold you a lie. They've convinced executives everywhere that before you can even think about AI, you need to embark on a months-long (or years-long) data cleaning odyssey. Clean everything! Standardize everything! Make it perfect! It's expensive, time-consuming, and worst of all—it's completely backwards...
23 June 2025 /ai /regulation Artificial Intelligence and Financial Services
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
A company or a person you know, or his AI-agent approaches you with a payment request to an account that looks familiar. Or a card payment. Or asking your account number for a refund.. Would you like to verify that it is the on you think you know before you accept it? And in the case of the AI-agent that it is wallet-carrying and thus can prove t...
23 June 2025 /ai /identity Artificial Intelligence and Financial Services
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
For years, stablecoins existed in a regulatory grey zone – popular as “digital cash” but lacking official oversight. The GENIUS Act changes that virtually overnight. By passing this law, U.S. policymakers have sketched out the first federal framework for payment stablecoins. Under the Act, only approved and well-supervised issuers (think insured b...
23 June 2025 /payments /crypto
Stephen Terry UK MD at Arctera
Regulatory rules may shift but one thing remains constant: the need to manage risk to operations, customers, and market confidence. As regulations in the financial services sector evolve so too must the systems and strategies that firms use to manage them. With new requirements, standards, and laws coming to the fore, these regulatory moments offer...
23 June 2025 /regulation /crime
Willem Wellinghoff Chief Compliance Officer at Ecommpay
The rapid expansion of Buy Now Pay Later (BNPL) services has undeniably reshaped the consumer credit landscape, offering a flexible and accessible payment method that caters to diverse lifestyles. However, this growth has simultaneously brought into sharp focus the imperative for suitable regulation. While further regulation is welcome in the wake...
23 June 2025 /payments /inclusion
Doriel Abrahams Principal Technologist at Forter
In today's e-commerce landscape, retailers face an increasingly challenging problem - policy abuse. New research report revealed that a staggering 70% of U.K. consumers believe retailers make it far too easy to abuse their returns policies - and yet these same shoppers are also demanding the convenience and seamless experience these policies provi...
20 June 2025
Imanuel Kaiser President at Bloxley
You can tell in seconds, some fintech products click. Why? They look good, feel considered, give a sense of control. What you're seeing is design doing the heavy lifting. To their detriment, most startups don’t treat design like a real business lever. Instead, they might think of it as a coat of paint to add once the product works. But great fint
20 June 2025 /retail /startups Digital Banking Trends
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.