Ravi Satyanarayana

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Partner - Payments & Fintech Innovation

TCS

Member since

09 Dec 2020

Location

Bengaluru

Bio

Consulting Leader in IT Strategy and Advisory Services, specializing in Banking, Payments and Fintech ecosystem guiding digital transformation initiatives for financial services. Excel in delivering value through domain led advisory in shaping resilient and scalable technology roadmaps that foster growth and innovation.

Core Competencies: Card Issuing, Processing and Acquiring technology landscapes ACH/Wires/RTP & Alternative payment rails, Payment hubs, ISO20022, Payment Data Strategy & Analytics, AI/ML, Gen AI & Agentic payment frameworks, blockchain, CBDCs & crypto payments across retail and corporate businesses for domestic and cross border payments

Experience

Advisory - Payments, Banking & IT Strategy

TCS

Sep 1999 - Present

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Latest opinions

Bank’s Co-existence Strategy for Multi-Rail Payments

Abstract: Banks should adopt a co-existence strategy between their traditional payments rails and emerging programmable DLT-native rails. The future of payments will not be a replacement scenario but a convergent one, all unified by the orchestration layer since each rail has its own strengths and merits that serve different customer segments, reg...

12 November 2025

Transform financial services legacy payments landscape with Cloud

What is Payment Modernization? Financial Institutions have taken up various methods to modernize their payments systems over the past decade. While there was a consolidation effort of channels and customer-facing applications as part of Phase 1 of the modernization program through a “payment hub” approach, the next phase has been where institutio...

26 July 2021 Banking Strategy, Digital and Transformation