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1148 Results from 2018

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Top 5 brain foods from Money2020 China

Money2020 is one of the most prominent fintech conferences in the world. Known for its wild parties in Las Vegas, it added events in Europe (Amsterdam and Copenhagen) in 2016, and this year opened up new locations — Singapore, and — wait for it… China. Hangzhou, home of Ant Financial (Alipay), no introduction needed, and Lianlianpay, that was a

/payments Innovation in Financial Services

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Innovation and Commoditisation: Extracting Value from the New Era of Payments

Consumers now expect easy and immediate payment services, no matter where they are or what they are buying, whatever the payment method. It may be symptomatic of the ‘age of instant gratification,’ but it also demonstrates how people value financial agility. This was highlighted by a recent system failure with the UK’s Faster Payments System that...

/payments Data Management 101

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

Fortnite Scams: what you need to teach your kids

Everyone with kids aged nine and above must be painfully aware of the highly addictive online game that became their single most popular post-school activity. And not just kids are playing it: teenagers, professional athletes, movie stars, and basically people with a lot of spare time all flock to Fortnite, the last-man-standing virtual battle s

/payments Information Security

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Retired Member 

You might have missed it: Bitcoin at 15,000 USD and the market’s disappointment in ICO

Fundstrat chief analyst Tom Lee lowered his bitcoin forecast by the end of the year, a major Swiss stock exchange will launch a cryptocurrency ETP, Poland will impose a 19% cryptocurrency tax and other news of the last two days. At the weekend, the situation in the digital money market remained virtually unchanged, but several events occurred at ...

/inclusion Fintech

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Request to Pay: challenges for the Treasurers of Creditors, but bonanza for the Treasurers of Debtor

“Request to Pay” or “RtP” is a new service planned for the UK by Pay.uk (formerly known as New Payment Systems Operator), and is likely to be adopted in some form within the Single Euro Payments Area as well. The basic concept is that an invoice for regular utility supplies – like water, gas, electricity, phone – is not collected via Direct Debit a...

/payments Transaction Banking

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Retired Member 

How Prepaid Programs Can Help University Students

Every year, nearly 40 percent of all college students around the world receive a form of payment from their school to help with their studies, living arrangements, and more. Unfortunately, the majority of these payments are still made via cheque, forcing students to endure long wait times and take up the valuable time of campus office administrati...

/payments

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Retired Member 

The Right Partner Can Make All The Difference!

One of the most important aspects of being a successful person is knowing that “you can’t do it alone.” Something I learned at a very early age is that you are only as good as the people you surround yourself with. Hurdling may be an individual sport, but I wouldn’t have reached the top of the podium at the 1992 Olympics without the help and suppo...

/retail Payments strategies 2015-2020-2030

Anuj Kumar

Anuj Kumar UK Financial Service Strategy Lead at SAP UK

Empowering the CHRO with Digital and Data capabilities

The modern workplace is undergoing tremendous change. In what is being referred to as the Fourth Industrial Revolution, automation is quickly replacing jobs involving repetitive tasks. According to McKinsey, "in about 60 percent of occupations, at least one-third of the constituent activities could be automated, implying substantial workplace...

Innovation in Financial Services

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Open Banking - four models for the digital future

In a number of my previous blogs, I’ve pointed to the importance of platformification, and the need for banks to explore new revenue models for Open Banking. In this blog, I’d like to explore the topic again, this time taking a look at some of the Open Banking models out there today. As with every business, each bank has its own unique goals, prod...

Open Banking

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Even bankers think FX margins on payments are excessive: fintech and regulation to the rescue?

For those recently travelling to Australia for Swift’s annual Sibos conference, currency exchange rates were an inevitable topic of conversation. The rates varied enormously, leading one of the major Australian banks to suggest that FX exchange rates should be regulated. A bank asking for regulation is unusual, but maybe they have a point. FX trad...

/payments /regulation Fintech

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