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Anuj Kumar

Anuj Kumar

Director at SAP UK
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Bio Anuj brings extensive experience of advising and partnering with senior executives at global retail banks. At SAP, Anuj is driving the digitisation agenda and engaging with UKI banks to shape end-to-end digital transformation strategies. Career History As a strategy consultant and senior executive, Anuj advises on operating model digitisation and business innovation; driven off impacts of new technologies and regulation.


Banking Strategy, Digital and Transformation

Engaging each banking employee individually with intelligent employee insights

09 Aug 2019

The spotlight on the banking sector persists, infact intensifies. Challenges range from the uncertainty of Brexit to sustained focus on conduct and an ever-mushrooming threat of fraud and cyber risk. Banking executives today are burdened with a burning need to think differently. The need to respond to new threats (Fintechs, neo-banks), new technolo...


Innovation in Financial Services

Empowering the CHRO with Digital and Data capabilities

20 Nov 2018

The modern workplace is undergoing tremendous change. In what is being referred to as the Fourth Industrial Revolution, automation is quickly replacing jobs involving repetitive tasks. According to McKinsey, "in about 60 percent of occupations, at least one-third of the constituent activities could be automated, implying substantial workplace...


Disruption in Retail Banking

A data gateway to insights: Current accounts and the case for ML

03 Oct 2018

Once a mainstay of the banking industry, current accounts are increasingly perceived as a utility product. Despite their maturity, they remain the second most complained about banking products in the UK, right after PPI. In recent years, costs have increased for everything from overdrafts to transaction fees, with average customer accounts unwitti...

Innovation in Financial Services

Get going on Machine Learning: from excitement to readiness and justification

10 Sep 2018

The Internet is bursting with opinions on artificial intelligence (AI) and machine learning (ML). An intellectual war is raging amongst academicians, ML evangelists, data scientists, and big data gurus. At the same time, much of the business community is still working out exactly what these emerging technologies are and how to exploit them for com...