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Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Modernization Imperative: Why Financial Services Cannot Afford Legacy System Inertia

The financial services sector has reached an inflection point where legacy system modernization has shifted from strategic advantage to business imperative. Institutions operating on decades-old infrastructure face mounting pressure from regulatory evolution, competitive disruption, and customer expectations that legacy architectures simply cannot...

/payments /retail Banking Strategy, Digital and Transformation

Eli Talmor

Eli Talmor CEO at ID-Bound

The Business Case for Absolute Crypto Theft Protection .

A technological solution offering 100% theft protection for ETH-pegged tokens held in a self-custodial account, including transfers, but excluding DeFi interactions, would have a mixed but potentially significant impact on its attractiveness and customer willingness to pay. Here's an analysis: 1. Value Proposition & Attractiveness (What it Prot...

/security /crypto Blockchain in Banking and Financial Services

David Fagleman

David Fagleman Director at Enryo

Have UK payments reached 'peak digital'?

The narrative around digital payments in the UK has long been one of relentless growth and inevitable dominance. From contactless cards to mobile wallets, the assumption has been that cash would gradually fade into obsolescence as digital alternatives became more convenient and ubiquitous. However, the FCA's Financial Lives 2024 survey suggests we...

/payments /inclusion

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Internal Innovation Illusion: Why In-House UX Could Cost You the Market

Beneath the surface of every large retail bank lies a truth rarely voiced in boardrooms but whispered in team huddles: genuine digital transformation cannot succeed on in-house talent and legacy alone. While product teams brim with bold ideas—AI-driven analytics, intuitive dashboards, brand’s digital leadership—their proposals repeatedly collide w...

/retail /devops Innovation in Financial Services

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

Is Ethereum Set for a God Candle Surge to 5K?

It’s the kind of move that lights up every crypto chart overnight - a massive, vertical green candle that feels less like a rally and more like a rocket launch. Traders call it a God candle, and right now, Ethereum looks like it’s building the fuel for one. ETH has been gaining quietly but consistently, and suddenly, the pieces are snapping into ...

/markets

Priyanka Rao

Priyanka Rao Content Strategist

Proactive Preparedness: What Financial Institutions Can Learn from Emergency Response Models

In the ever-evolving world of finance and technology, being prepared for the unexpected isn’t just wise—it’s essential. Just as individuals seek out CPR certification classes near me to be ready in emergencies, financial institutions must also adopt proactive strategies to navigate crises, maintain stability, and serve their customers without disr...

/people /inclusion

Hedera .

Hedera . Thought Leadership at Hedera

Crypto Week: An Inflection Point for the U.S.

Last week was “Crypto Week”, a defining moment for U.S. digital asset policy. The House of Representatives prepared to take up the GENIUS Act to regulate stablecoins and the CLARITY Act to provide a market structure for digital assets. The bills mark a clear shift in how the U.S. approaches innovation, governance, and leadership in digital assets

/regulation /crypto Financial Services Regulation

Hedera .

Hedera . Thought Leadership at Hedera

The UK’s DLT Vision Is Clear. Execution Is the Next Test

The UK’s new Wholesale Financial Markets Digital Strategy lays out a confident vision for the future of financial infrastructure. It confirms that technologies like distributed ledger networks and artificial intelligence are no longer side experiments, but integral to how UK markets will evolve. Released the same week that the U.S. Congress adv

/regulation /crypto Regulatory Reporting

Roberto Garavaglia

Roberto Garavaglia Independent Advisor at Innovative Payments & blockchain Strategic Advisor

GENIUS Act Signed — But Not Yet Effective: Let’s Clear the Air

On July 18, 2025, the much-anticipated GENIUSAct (S.1582) was signed into law by President Trump — a landmark federal framework for payment stablecoins in the U.S. Since then, I’ve seen many well-meaning voices — even from within the crypto and fintech space — assume that the law is now “live” or that states can already authorize GENIUS-compliant i...

/regulation /crypto

Erica Andersen

Erica Andersen Marketing at smartR AI

The AI Adoption Tipping Point: Why SMB Leaders Must Act Now

Artificial intelligence (AI) is no longer a futuristic concept; it's a present-day business imperative. While the buzz around AI's potential is deafening, a significant adoption gap persists, particularly for Small to Medium-Sized Businesses (SMBs). But for many SMBs, this technological revolution feels more like a distant promise than a present

/ai Artificial Intelligence and Financial Services

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