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38 Results from 2022, /wholesale

Salil Ravindran

Salil Ravindran Senior Director, Product Marketing at Zeta

The Need to Reboot Small Business Lending in the United Kingdom

Small and medium enterprises (SMEs) in the United Kingdom are undergoing a period of resurgence after the impact of Brexit and the COVID-19 pandemic. According to the Barclays SME Barometer, in Q2 2022, UK SMEs reported an 11.4% increase in revenues compared to the same period in 2021. At the same time, the segment has been undergoing a systemic t...

/wholesale /inclusion

Paul Christensen

Paul Christensen CEO at Previse

Tackling the Covid Loan Repayments Crisis with New Forms of Financing

2022 is proving to be a tough year for British businesses. Although we have emerged from the clutches of the pandemic, thankfully leaving Covid restrictions behind, the business community now faces an entirely new set of challenges. Inflation has become the word of the day, and is forecast to potentially reach a staggering 15% by the end of the y...

/payments /wholesale Artificial Intelligence and Financial Services

King Leung

King Leung Global Head of Financial Services and FinTech at InvestHK

Behind the Scenes, Hong Kong is Setting the Stage for the Next Fintech Revolution

All around the world, central banks are exploring and experimenting with the potential of Central Bank Digital Currency (CBDC), with around 100 countries having launched projects related to the technology to date. While the technology is still in its infancy, it has the potential to fundamentally alter the global payment landscape and internationa...

/wholesale /crypto Asia Financial Services

Retired Member

Retired Member 

Can the hybrid cloud alleviate the issue of cloud concentration risk in the FS sector?

The financial services (FS) sector is the engine behind the economy of the United Kingdom and virtually every other developed economy, contributing around 8.6% to the total economic output in the UK. Resilience is therefore critical for the FS sector, to keep the lights of the UK economy firmly ‘on’ for both businesses and the people that rely on ...

/retail /wholesale Banking Regulations

Nick Shah

Nick Shah Head of CFO Business Architecture at Aptitude Software

With the emergence of dynamic and on-demand reporting, are the standard Finance reports dead?

A favourite movie line of mine is, “I want that report on my desk tomorrow morning!” I always felt it was a phrase stolen from the Finance office at the end of the 20th century! In a typical Finance function, this reporting request would entail a team of financial professionals (quite possibly all qualified accountants) extracting data from Finance...

/retail /wholesale Financial Transformation

Justin Silsbury

Justin Silsbury Product manager at Finacle

SME Banking: Then, Now and Next

In 2017, the United Nations General Assembly declared 27th June as Micro, Small and Medium-Sized Enterprises Day (MSME Day) recognizing the economic and social contribution of these enterprises, which account for 90 percent of firms, 70 percent of jobs, and 50 percent of GDP, worldwide. So, it was a matter of great concern that MSMEs, the backbone...

/wholesale Banking Strategy, Digital and Transformation

Rolf Hauge

Rolf Hauge CEO at Commercial Banking Applications (CBA)

Don’t delay: now’s the time to migrate your IT systems to a SaaS-based model

Although we’ve seen increased appetite from banks globally to accelerate the pace of digital transformation over the last two years, many players have focused solely on updating customer-facing systems at the front-end and have put off the more complex need to update their core infrastructure. As a result, many established banks remain encumbered ...

/payments /wholesale Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Consumer trust is crucial for banks to undergo successful digital transformation

In an era rife with conspiracy theories fuelled by the pandemic, trust in government and large organisations has become more fragile. It’s an issue which is ever so delicate for the financial services (FS) sector. And because interactions are increasingly digitally-led, the custodians of personal data are having a precarious time. Digital transfor...

/retail /wholesale

Retired Member

Retired Member 

Why banking infrastructure is broken blog #4 – how will the fabric of money change?

The increasing digitalisation of our world is impacting all of our everyday lives - and money is no exception. At its core, what money is and its capabilities are. We’re seeing government, big tech, traditional banks, fintechs and crypto firms exploring and harnessing the potential of CBDCs, stablecoins and other forms of digital money that rely on...

/wholesale Banking Architecture

Retired Member

Retired Member 

Financial Institutions Should Introduce Automation – Just Make Sure it’s the Right Kind

Over the past several years, the intersection of finance and technology has grown, helping to expand markets and drive innovation. While this presents an exceptional opportunity to automate companies and streamline processes, unfortunately, far too many financial institutions, accounting departments and other financial professionals are still spen...

/wholesale /cloud Open-source Financial Services

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