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A Finextra Member

Modern day banking: first thing in the morning last at night

Groggily, Jovy reaches for his Blackberry as the blinking trackball catches his eye. The screen reads "3 New Messages". It's already eight in the morning and he has to rush. He runs through ...

29 Nov 2012
A Finextra Member

Most Inspiring Ways to Reach Out to Customers

Banks and credit unions know the importance of using media to maintain brand awareness. Coming up with a simple and catching idea has always been a challenge for many organizations. We want to lend a ...

23 Nov 2012
A Finextra Member

All change for retail banking in the UK

The Parliamentary Commission on Banking Standards has been a hive of activity recently, gathering evidence from the chief executives of UK banks as well as key thinkers such as Sir John Vickers, who c...

20 Nov 2012
Payments strategies 2015-2020-2030
A Finextra Member

Scorecards. Achieving Most Precise Borrower Segmentation

Below we examine most common mistakes in scorecard development, and explain how to use them for most precise borrower rating and segmentation. Scorecards provide a set of weights assigned to character...

19 Nov 2012
Financial Risk Management
A Finextra Member

Ferrari versus Toyota

One of the most hotly contested topics of 2012 has surely got to be the Native versus HTML5 debate. I can understand why. We live in a world surrounded by screens. Different size screens for differ...

14 Nov 2012
Innovation in Financial Services
A Finextra Member

Cooperative banks,The Pani puri of India!

Pizza and pasta may be the flavors of the kiddie generation, but for most Indians, the Pani Puri or Gol Gappa will always remain the all-time favorite snack. It’s cheap, hardly hygienic, and eaten sta...

07 Nov 2012
Jim Marous

Retargeting As A Bank Digital Marketing Strategy

Over the weekend, my son and I were looking at new car options on Edmunds.com. After about 45 minutes on the site, I decided to leave the virtual showroom only to be 'stalked' by car ads for the next ...

01 Nov 2012
Innovation in Financial Services
A Finextra Member

Death by regulation

One of the most interesting sessions at Sibos on Wednesday looked at the impact of regulation on transaction banking, which would at first glance fall into the “boring, complicated and dull” category;...

01 Nov 2012
Payments strategies 2015-2020-2030
A Finextra Member

Manage to Maximise

Money, and wanting more of it, is guaranteed to be dominating the mindshare of most Europeans at the moment. Austerity measures are in place and unemployment is embarrassingly high. Times are tough ...

31 Oct 2012
Innovation in Financial Services
A Finextra Member

Thank you Andrew Haldane

While we never expected the BofE to be thanking the #occupy movement Andrew just drop me a line if you would like some sensible legislation supported. Initial budget was about $1000, 2 people. Protest...

31 Oct 2012
Whatever...
A Finextra Member

Lessons from Japan

Things I have learned in the first two days here at Sibos in Osaka. I encountered my first musical heated toilet seat; I learned that the ATMs here dispense coins, and I discovered that everything is ...

30 Oct 2012
Payments strategies 2015-2020-2030
Anish  Kanayi

Sustainable Banking: Technology's Crucial Role

The call for sustainable banking has been answered by banks in various innovative ways - transformed processes, novel products and channels, fresh policies. With the active support of technology solu...

29 Oct 2012

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