Nick Ogden

Nick Ogden

Founder and Director at
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Bio I invented e-commerce in 1994 and ever since I have been passionate about business change and market transformation. With various excellent teams, I have also been fortunate to have had some success with my start-up ventures. Career History Founder of WorldPay Founder of Voice Commerce Group Founder of Cashflows Founder of VoicePay Founder of ClearBank Founder Founder of and RTGS.Global


Banking Strategy, Digital and Transformation

The Start

20 Apr 2020

The announcement this am that the UK Government is supporting tech startups with up to £1.2Billion is great news, and as I predicted last week, matches the existing approach used by the BCR, the Banking Competition Remedies Scheme. That scheme albeit still in its early days is showing real results amongst its fintech participants. This scheme ann...

Fintech innovation and startups

How do Fintech entrepreneurs get help?

08 Jan 2018

One interesting option is through the SETsquared Entrepreneur Programme for Tech Start-ups which has its next 2-day programme in Guildford - 1st and 2nd February 2018. SETsquared is the world's largest university based business incubator and has supported over 1,000 hi-tech start-ups to develop and raise more than £1.25bn of investment This progr


Negative Interest Rates - UK banks introduce plans to charge their customers

04 Feb 2016

Who could have predicted that in 2016, following the disasters of 2007-9 that the main banks in the UK would be planning for negative interest charges against their business customers. Never, absurd, I hear the cries of common sense but sadly true as many business customers are finding out today in their post. I quote "The interest rate we ...


Competition probe, your views count!

18 Jul 2014

Great News today! At last we are going to get some action over lack of competition and the shape of the financial services market for the future but only if we all engage. Alex Chisholm, CMA chief executive, is quoted as saying it was "vital" that the banking sector worked properly, which was why the full eighteen month investigation was ...


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