3778 Results from /retail
Shagun Malhotra CEO and Founder at SkyStem
In the early days of the COVID-19 pandemic, the turbulence felt unprecedented. Fast forward to 2025, and turbulence is now the norm rather than the exception. Whether it's the impact of economic policies on global stock markets, disruption from emerging technologies or environmental events, barely a month goes by without a new headline event. From...
14 July 2025 /regulation /retail Financial Risk Management
Viacheslav Kostin CEO at WislaCode Solutions
Mobile banking has become a cornerstone of modern financial management, offering tools that make handling money faster, safer, and more intuitive. For banks, fintech startups, and individual users, these apps deliver efficiency and flexibility, reshaping how we interact with our finances. This article highlights seven standout features that are re...
14 July 2025 /retail Mobile Financial Services (MFS)
Alex Kreger Founder and CEO at UXDA Financial UX Design
In 2024, banking crossed a critical threshold. No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper—experiences that understand them. Banks turned to a powerful ally: artificial intelligence. The result? A seismic shift from transactional to transformational. AI didn’t...
14 July 2025 /ai /retail Innovation in Financial Services
Sam Boboev Founder at Fintech Wrap Up
Monzo has emerged as one of fintech’s standout success stories – a digital bank that now boasts over 12 million customers and a profitable business model. In an industry where many challengers are still chasing sustainable unit economics, Monzo has redefined what banking can be – and where it’s going. Launched in 2015 as a scrappy startup, Monzo
13 July 2025 /payments /retail
Jacob Bennett Co-Founder at Crux Analytics
From 2016 to 2023, I ran a boutique innovation consultancy based in Brooklyn. As a former small business owner, I saw firsthand the daily challenges, but the thing that always stood out was how slow, reactive banking support added pressure instead of relieving it. When cash flow tightened or large expenses that preceded a project hit, my bank rema...
10 July 2025 /retail Business
Gurprit Singh Gujral Founder and CEO at LoanTube
Personal guarantees have long been a fixture in SME lending, providing lenders with an added layer of security to offset the inherent risks of financing small and growing businesses. For many first-time founders, the very notion of a personal guarantee can seem absurd. After all, aren’t limited companies meant to offer limited liability? In theo...
07 July 2025 /retail /inclusion Small Business Lending Innovation
In banking, AI is no longer experimental—it became a cornerstone of strategy for improving how customers engage with their banks online and via mobile. Within this article, we analyze how AI’s adoption in 2024 impacted key areas of digital CX, highlighting global trends as well as specific insights from major markets like the US and UK. We examine...
07 July 2025 /ai /retail Innovation in Financial Services
Cliff Bunting Director at PurplePatch Broking Ltd
What if the rates you're paying for bureau data aren’t just high, but inaccurate? Over the past five years, many credit bureaux have upgraded their billing systems. But these upgrades have inadvertently revealed a deeper issue: long-standing billing errors that often go unnoticed, particularly within complex tiered pricing agreements. In many cas
03 July 2025 /regulation /retail Banking
Frank Moreno CMO at Entersekt
Financial institutions face a growing challenge in protecting customer assets while maintaining a seamless banking experience. And, as victims of Account Takeover (ATO) fraud continue to grow, the challenge is no longer just about preventing fraud, it's about restoring customer confidence in a digital landscape where trust has become the most valu...
01 July 2025 /security /retail Transaction Fraud Systems and Analysis
Benchmarking is often associated with cost control. And for good reason — many firms uncover significant pricing variation in their bureau contracts, even when services appear identical. But the value of benchmarking doesn’t stop at commercial savings. It can reveal where your current data configuration might be introducing risk: from outdated inp...
26 June 2025 /regulation /retail Banking
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