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4462 Results from /regulation

Vall Hèrard

Vall Hèrard CEO and Co-founder at Saifr™

The illusion of explainability in machine learning models

In a global report issued by S&P, 95% of enterprises across various industries said that Artificial Intelligence (AI) adoption is an important part of their digital transformation journey. We’re seeing expanded interest in the adoption of AI for many reasons, including lowering costs, increasing sales, and improving worker productivity. At the...

/regulation /markets Artificial Intelligence and Financial Services

Nick Green

Nick Green Director at Purple Patch Broking Ltd

3 Emerging Data Challenges in Credit Management (According to McKinsey)

In recent years, financial institutions have increased their adoption of data and new technologies to manage credit portfolios. In fact, McKinsey’s recent survey of financial institutions says there is significant progress in using new data and techniques for credit portfolio management. But it also shines a spotlight on the challenges that remai...

/regulation /retail Financial Risk Management

Retired Member

Retired Member 

Why is it critical to have a robust intraday liquidity management system coupled with stress testing

It’s been a topic of discussion lately whether banks are conducting adequate stress tests on their liquidity, particularly when it comes to intraday liquidity. Many banks see these tests as a regulatory obligation rather than a crucial aspect of their risk management framework. Typically, these tests involve pre-defined scenarios that are inflexib...

/regulation /wholesale Treasury Management

Simon Kent

Simon Kent Global Head of Financial Services at Kearney

Reducing complexity: a key driver for competition in UK banking?

After the confidence crisis caused by the failures of Silicon Valley Bank (SVB) and then, stunningly, Credit Suisse this month, one key change for UK banking may have flown somewhat under the radar. At the very end of February, the Prudential Regulatory Authority (PRA) announced a new consultation paper: CP5/23 – Remuneration: Enhancing proportion...

/regulation /retail Banking

Nick Green

Nick Green Director at Purple Patch Broking Ltd

The FCAs data priorities through to 2025 (the 4 most important)

Keeping up with regulations is one of the toughest challenges facing the financial service sector. That’s why the FCA is prioritising data and innovation as a key feature of its Business Plan 2022/23, accompanied by its three-year strategy 2022-2025. Emerging themes include data quality, CRA transparency, Big Tech, and data for BNPL firms. If you...

/regulation /retail Financial Services Regulation

Retired Member

Retired Member 

Building resilience through real-time liquidity management

As a society, we rely heavily on banks to keep our financial systems running smoothly. However, recent events have shown that there is vulnerability in the system and even the most established and reputable banks are not immune to turbulence. With the failures of Silicon Valley Bank, Signature Bank and Credit Suisse still fresh in our minds, it's ...

/regulation /wholesale Treasury Management

Ilia Ivanko

Ilia Ivanko Lawyer at Fintech Harbor Consulting

What is a Business DUNS Number UK?

A DUNS number (actually stands for Data Universal Numbering System) is a unique nine-digit identifier assigned to businesses by Dun & Bradstreet (D&B), a global business information and credit reporting agency. How do DUNS numbers work? When is it used? Does your company need DUNS numbers? How to obtain a DUNS number? Read on our blog: http...

/regulation Fintech

Barley Laing

Barley Laing UK Managing Director at Melissa

How banks can obtain a valuable single customer view (SCV)

Many financial institutions are experiencing share price fluctuations and some uncertainty as events play out from the collapse of the Silicon Valley Bank and Signature Bank. While navigating their way through the current macroeconomic climate it’s very important, if they are not already doing so, to focus on delivering a competitive advantage to h...

/regulation /identity Banking Strategy, Digital and Transformation

Alex Kwiatkowski

Alex Kwiatkowski Director, Global Financial Services at SAS

Early lessons from the collapse of Silicon Valley Bank: from doyen to disaster

5,821 days. That’s the length of time that separates Silicon Valley Bank’s (SVB) collapse and the failure of real estate investment trust New Century in 2007, notably the first domino to fall in the Global Financial Crisis (GFC) of 2007-08. Last week’s events represent a sobering reality check. In 2023, banks can still be broken, collapsing spectac...

/regulation /markets Financial Risk Management

Retired Member

Retired Member 

SVB Need Ising Models

In one sense, it looks like a fairly straightforward bank run, but the extraordinary bailout announced directly after suggests that the risk was systemic. Whether that was all the VCs shouting contagion in the crowded theatre or something deeper under the hood, it certainly got the federal administrators moving. By Sunday evening the bailout was d...

/regulation Regulatory Reporting

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