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4373 Results from /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Future of Payment Review – who will pay?

Future of Payment review published in 2023 on behalf of the UK Government, reflected the complexity of the current environment in the UK for instant payment. The review is clear that the UK needs to move to the next generation of instant payment with timely and accurate information. However, who will pay for that move? The Future of Payment Review...

/payments /regulation Digital Bank Transformation

Iain Swaine

Iain Swaine Director EMEA, Global Advisory at BioCatch

AI’s Impact on Digital Fraud and Financial Crime

Nearly 70% of the 600 fraud-management, anti-money laundering, and risk and compliance officials surveyed in BioCatch's first-ever AI-focused fraud and financial crime report say criminals are more adept at using artificial intelligence to commit financial crime than banks are at using the technology to stop it. Equally concerning, around half of ...

/regulation /crime Artificial Intelligence and Financial Services

Nick Green

Nick Green Director at Purple Patch Broking Ltd

FCA and BoE data sharing changes: the impact on lenders

With the BoE and FCA’s renewed focus on improving data collection and sharing within the credit information market, the industry has rightly raised questions. What impact will these changes have on lenders? Do they really support market growth for the good of all? And what do lenders need to do to prepare? To find out more, for this article, we spo...

/regulation /retail Banking

Barley Laing

Barley Laing UK Managing Director at Melissa

Why those in financial services must spring clean their customer databases

With the cost of living crisis continuing and slow economic growth forecast for the remainder of the year, these are challenging times for financial institutions looking to drive growth. This makes it vital to ensure account holders continue to receive a standout experience, to prevent customer churn and drive profitability. Equally important is ...

/regulation /identity Data Management and Governance

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

The Global Future Forecast and Trends of REIT Industry

The global REIT market is experiencing steady growth. According to the recent research presentation, the market size is reaching an impressive $3.5 trillion in 2022 and is estimated to reach USD 4.2 trillion by 2027, growing at a Compound Annual Growth Rate (CAGR) of 2.8% from 2022. Recent News Impacting the REIT Industry The REIT industry has bee...

/regulation /markets Alternative Investments

John Bertrand

John Bertrand MD at Tec 8 Limited

Future of Payment Review: six-months on – Digital Payment Infrastructure

Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early leadership in global instant payments to decline. The UK is starting to fall behind in terms of person-to-person payments made by bank account transf...

/payments /regulation Banking Strategy, Digital and Transformation

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

Towards AI Agents: addressing rule-based governance deficiencies

In the corporate governance landscape, the structural integrity of documented policy and procedural rules stands as a linchpin for organisational order and control. The analogue nature of these documents masks deep algorithmic weaknesses, leaving decision-making vulnerable to risks, often hidden in plain sight. Despite the advent of AI Agents offe...

/regulation /sustainable Artificial Intelligence

Micheal Sheehy

Micheal Sheehy Chief Compliance Officer at Payoneer

How to Combat the Looming Threat of DPRK Fincrimes

A joint advisory notice was issued to alert the international community, private sector, and the public, regarding the increased attempts by DPRK and DPRK IT workers to obtain employment as non-DPRK nationals. The impact of these attempts is far reaching, inundating freelancer platforms and introducing additional financial crimes risk on payment ...

/regulation /crime Exposing Financial Crime

Richard Bennett

Richard Bennett CEO at Razor Risk

ISDA Insights from Afar: Examining Key Agenda Items

The International Swaps and Derivatives Association (ISDA) annual general meeting takes place in Tokyo this week. The event serves as a platform for insightful discussions, strategic collaborations, and the exchange of ideas surrounding the latest trends, challenges, and innovations in risk management. While we couldn’t be in attendance this yea...

/regulation /markets Financial Risk Management

Edvards Margevics

Edvards Margevics Co-partner at CONCRYT

How Debanking Threatens Both Businesses and Banks

When Nigel Farage’s bank accounts with Coutts were closed it threw the spotlight on an issue that has affected others for years – debanking. Edvards Margevics, Co-partner of CONCRYT, looks at why debanking is on the rise, the consequences of the practice, and how to protect yourself against it. Recent UK figures show 2.7% of accounts held by smal...

/regulation /markets

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