Join the Community

23,338
Expert opinions
42,518
Total members
330
New members (last 30 days)
181
New opinions (last 30 days)
29,097
Total comments

Latest expert opinions

clear
clear

4350 Results from /regulation

James Baston-Pitt

James Baston-Pitt Head of Growth UK, EMEA and APAC at Alloy

Do fintechs stand a chance against shapeshifting, faceless fraudsters?

UK Finance’s latest fraud report is out and, like any good read, there are highs and lows: moments of positivity mixed with sobering reasons for pause. £1.17 billion was stolen by fraudsters in 2024. This is the same figure UK Finance’s financial institution members reported in 2023. While we’d like to see that number decline, the fact that total ...

/regulation /crime Exposing Financial Crime

Anton Chashchin

Anton Chashchin Founder & CEO at N7 Capital

ESG Beyond the Hype: From Reporting to Real Outcomes

While Environmental, Social, and Governance (ESG) continues to be part of the debate in the United States, across Europe, it is quietly transforming into a new kind of operating system for business. It all is because sustainability questions have become more than a buzzword — they are increasingly evolving into the way companies operate, compete, ...

/regulation /sustainable

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Inclusive Banking Begins Now: The Impact of the European Accessibility Act

On June 28, 2025, the European Accessibility Act (EAA) will come into effect across all EU member states. As part of the EU’s broader commitment to the United Nations Convention on the Rights of Persons with Disabilities (CRPD), which it ratified in 2011, the EAA aims to harmonize accessibility requirements across the EU. Its goal is to ensure eq

/regulation /inclusion Financial Inclusion

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

Preparing for BNPL regulation: What firms need to do now

The arrival of formal regulation for Buy Now, Pay Later (BNPL) products is no longer a question of if, but when. With the Treasury’s May 2025 consultation response, the direction is this: by mid-2026, third-party BNPL lenders will fall within the scope of the Financial Conduct Authority (FCA). This change brings with it a full set of regulatory re...

/regulation

David Clee

David Clee Co-Founder & CEO at MirrorWeb

Compliance Relics: The Case Against PDFs and Screenshots

Screenshots and PDFs have long served as the fallback tools of digital recordkeeping. They're easy to create, straightforward to file, and for a long time, they seemed “good enough.” But in today’s regulatory environment, where agencies like the SEC and FINRA are demanding complete, contextual, and verifiable records, “good enough” is quickly be

/regulation /wealth Fintech

David Clee

David Clee Co-Founder & CEO at MirrorWeb

Financial Deregulation - A False Sense of Security

In December 2021, JP Morgan agreed to pay $200 million in fines for failing to monitor employee communications on unauthorized channels, primarily WhatsApp, SMS, and iMessage. Initially seen as a high-profile, isolated incident meant to set an example, it turned out to be the opening salvo in a sweeping, industry-wide enforcement campaign. By 2

/regulation /wealth Fintech

Barley Laing

Barley Laing UK Managing Director at Melissa

Five ways to ensure compliance with stricter global fraud prevention regulations

Nasdaq’s 2024 Global Financial Crime Report highlights $3.1 trillion of illicit funds flowing through the global financial system. As a result, financial crime and fraud prevention regulations are being tightened up globally. In the UK, for example, a new ‘Failure to Prevent Fraud’ criminal offence will be enforced from September, as part of the Ec...

/regulation /identity Data Management and Governance

Steve Pannifer

Steve Pannifer SVP Digital Identity at Fime

Trust in the Future of Finance: Key insights from Money20/20 Asia

With Money20/20 Europe in full swing right now, I wanted to take a look at the main themes from the event in Asia earlier this year, which focused on "Trust in the Future of Finance". It is an important topic. Many of the pain points in the digital economy are related to trust, not least the rampant fraud occurring within an ever-increas...

/regulation /identity

Alex Rees

Alex Rees Information Technology

Breaking the Compliance Cost Spiral: How Automation Is Transforming Financial Crime Compliance

Financial institutions are pouring record sums into financial crime compliance—yet the system remains riddled with inefficiencies. According to LexisNexis Risk Solutions, global financial crime compliance costs have surged to $206 billion annually, driven by more complex regulations, heightened enforcement expectations, and legacy technology limit...

/regulation /crime RegTech

Andrew Stevens

Andrew Stevens Global banking and financial services specialist at Quadient

Supporting customers through economic uncertainty: a renewed mandate for UK banks

UK consumers are once again facing significant financial headwinds. With tariffs climbing, inflation forecast to rise after a temporary respite, and the broader economic outlook clouded by geopolitical instability, many households are bracing for renewed pressure on their day-to-day finances. In this environment, the obligation on banks to support...

/regulation /inclusion

Now Hiring