Join the Community

23,338
Expert opinions
42,518
Total members
330
New members (last 30 days)
181
New opinions (last 30 days)
29,097
Total comments

Latest expert opinions

clear
clear

130 Results from 2024, /predictions

Retired Member

Retired Member 

With physical bank branches disappearing, how will the UK’s move to digital finance play out?

Earlier this year, on February 22nd, the last remaining bank branch in the whole of the Peak District, Natwest in Bakewell, closed its doors for good. The closure leaves thousands of locals without a physical bank to visit, with the closest Natwest, for instance, now in Chesterfield—almost a half an hour’s drive away. Brick-and-mortar branches ...

/predictions Banking

Sasank Chary

Sasank Chary Partner at Sageview Capital

The Future of Fintech is B2B; 5 Principles for Success

By Sasank Chary and Andy Greos The financial technology sector has undergone seismic shifts in recent years. The narrative often centered around fintech companies displacing traditional financial institutions with superior technology and user experience. However, the focus moving forward is likely to shift towards fintech playing a supportive and ...

/predictions Fintech

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

The AI Wars: Will On-Device Apple AI Outpace Cloud-Based Banking AI?

Integrating AI into banking services will obviously revolutionize the user experience in financial services, offering real-time advice and 24/7 transaction monitoring. However, this shift not only enhances user experience but also addresses critical data privacy concerns. Unlike traditional cloud-based AI, on-device AI, as introduced by Apple, pro...

/retail /predictions Artificial Intelligence and Financial Services

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

How Multimodal User Interface will redefine customer experience

A Multimodal User Interface (MUI) is a revolutionary system that transforms our daily interactions with technology. Imagine managing your home gadgets with voice commands while adjusting settings on a display screen with touch controls. This is the practical power of MUIs, making our lives easier and more intuitive. From birth, we learn to interact...

/retail /predictions Technology for Social Good

Steve Sabin

Steve Sabin SVP, Division Executive, Lending at FIS

The time is now to digitize syndicated commercial lending

In case you hadn’t noticed, technology has made huge advances over the last 10 to 15 years. In all that time, however, the commercial loan syndication market has resisted the pressure to digitally transform. Until recently, there’s been enough profit margin to support the heavily manual, labor-intensive processes that still underpin syndicated lend...

/markets /predictions Banking and Lending Solutions

Sergei Grechkin

Sergei Grechkin Chief Risk Officer at AIFM Cayros Capital

Implementing AI in the Pricing of Interest Rate Derivative Contracts

The financial industry has been rapidly integrating Artificial Intelligence (AI) to enhance various aspects of its operations, including the pricing of interest rate derivative contracts. Interest rate derivatives, such as swaps, options, and futures, are essential tools for managing exposure to fluctuations in interest rates. The traditional met...

/ai /predictions Artificial Intelligence and Financial Services

Benjamin Avraham

Benjamin Avraham Founder & CEO at Okoora

The Future of Financial Services: Collaboration and Competition Between Fintechs and Banks

The global fintech market is growing rapidly with a market size expected to top $608 billion by 2029, almost doubling from a projected $312 billion this year. In part, this can be attributed to the agile solutions and customer-centric approaches of fintechs when compared to those of traditional banks. However, to drive true value in the financial...

/payments /predictions Banking

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

From Legacy to Leadership: How Financial Executives Can Transform in the Digital Age

Many products around us appear to be highly successful. However, sometimes this success is just an illusion. Iconic brands such as Kodak, Nokia, and Blockbuster serve as stark reminders that past success does not guarantee future relevance. These companies, once leaders in their industries, failed to adapt to the evolving digital landscape and cus...

/retail /predictions Digital Bank Transformation

James Berry

James Berry Managing Director at Valuedynamx

Time to Level up Your Loyalty Program: Top 10 Ways to Tap into Gamification

People love games for a variety of reasons: they fuel our competitive sides, challenge us, offer an escape from the daily grind, and help us feel a sense of victory and accomplishment. Most of us are naturally attracted to activities we find stimulating, and game-like experiences satisfy that hunger—even via loyalty and reward programs. Gamificati...

/retail /predictions Banking Strategy, Digital and Transformation

Donica Venter

Donica Venter 

Unveiling the Dynamic Landscape of Fintech Trends in Payments

In the realm of finance, where convenience meets innovation, the landscape of payment solutions is constantly evolving. Fintech, the intersection of finance and technology, continues to redefine the way we transact, with trends shaping the future of payments. Here's a glimpse into the pulsating world of fintech trends in payments. Contactless Pa...

/payments /predictions Fintech

Now Hiring