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130 Results from 2024, /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Art of Checkout: Digital and Physical Shopping Experiences

Every business inevitably engages in a checkout journey. In B2B contexts with low-volume but high-value transactions, this can be a lengthy, manual process. Nevertheless, the same three key steps can always be identified: Finding and Selecting a Product or Service Collecting and Delivering the Product or Service Paying for the Product or Servic...

/payments /predictions Payments strategies 2015-2020-2030

Nicholas Holt

Nicholas Holt Head of Solutions and Delivery, Europe at Marqeta

2024 Fintech Forecast: The Year of Flexible, AI-Powered Personalised Credit

In the UK, 2023 was dominated by the continued impact of the cost of living crisis and rising inflation, leading to tighter budget restraints and growing consumer demand to have more control over their finances. In 2024, I I predict the desire for flexibility will continue, through growing demand for new features and technologies such as Buy Now, ...

/payments /predictions Artificial Intelligence and Financial Services

Scott Dawson

Scott Dawson CEO at DECTA

Survival of the fittest: Why low fintech investment can be good for Fintech

“Hard times create strong men, strong men create good times, good times create weak men, and weak men create hard times.” This quote from author G. Michael Hopf (which in modern terms obviously relates to all human beings) has spread far beyond its origins in a middling science-fiction novel and has become a catch-all explanation of ‘decadence’. ...

/payments /predictions Fintech

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

UK Open Banking Payments in 2024

A year ago, I believed UK Open Banking payments were on a roll. Total payment initiations for 2022 were 68 million payments, an increase of 171% over 2021, showing a strong foundation for Open Banking. At this rate, I believed 1bn payments a year could be reached in 2025, a level where Open Banking would be firmly established in the UK payments la...

/payments /predictions Open Banking

Srinivas N

Srinivas N Enterprise Architect at TCS

Sustainable evolution path for financial institute inter-service connectivity

Financial institutes, that are looking to capitalize on ecosystem-based opportunities, require robust systems and services addressing security, resiliency, scalability, and agility requirements. Modern cloud native architecture tries to address these concerns by leveraging API management, microservices, automation and cloud capabilities. Financial...

/sustainable /predictions Fintech API Practitioners

David Hensley

David Hensley Founder at Enryo Limited

My Crystal Ball for Payments: Key Predictions for 2024

2023 saw the payment industry in a whirlwind of innovation, with open banking on the rise, BNPL facing regulatory scrutiny, and the war for digital wallets intensifying. As we peer into the future, 2024 promises to be just as exciting, with several key events poised to reshape the landscape. Here are five predictions for the year ahead: 1) Real-ti...

/payments /predictions Trends in Financial Services

Adam Lieberman

Adam Lieberman Chief AI Officer at Finastra

Which Gen AI use cases are emerging as the most popular?

Generative AI made a huge impact in 2023 – with the majority of financial services recognizing its potential to offer wide-ranging benefits and moving quickly to start exploring its implementation within their organizations. But what specific use cases are proving the most popular so far? This is a question we posed as part of our recent State of...

/devops /predictions Artificial Intelligence

Donica Venter

Donica Venter 

Payment and Tech Trends Shaping the Future

Keeping up with banking trends is not easy, especially when the competition is so tough, and the trends are ever developing. In this article, we look at some of the top trends banks should be exploring to avoid losing customers to fintech disruptors. In this blog post, we outline five key trends shaping the payments industry: Contactless Payments; ...

/payments /predictions Fintech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Time for Micro-Credentials

Citizens - at home and at work - will get accustomed to get all sorts of credentials to their identity wallets. One important life event for the citizen at home is the job application and at work the need to find skills to employ or deploy. The first step for education and qualification providers in all sectors is to deploy their own identity appl...

/identity /predictions Innovation in Financial Services

David Hensley

David Hensley Founder at Enryo Limited

What 2024 could mean for the cash industry

The outlook for the cash industry in 2024 is a complex tapestry woven with threads of decline, resilience, and potential adaptation. Here are some key things to watch out for: Continued Decline: Cashless adoption: The trend towards cashless payments is likely to continue, driven by the convenience and security of digital transactions. Mobile walle...

/payments /predictions Imagine a world without cash

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