25 Sep 2023
Super apps are mobile applications that offer a wide range of services, including messaging, social media, e-commerce, and financial services. They are becoming increasingly popular in Asia, where they have already become essential tools for everyday life. For example, the Chinese super app WeChat is used by over 1.2 billion people to send message...
18 Sep 2023
Financial inclusion is the ability of individuals and businesses to access affordable and appropriate financial services. It is essential for economic development and poverty reduction. However, billions of people around the world remain unbanked or underbanked, meaning they do not have access to formal financial services. Digital wallets are a ty...
11 Sep 2023
As payments become increasingly cashless we inevitably become more reliant on technology. This highlights the challenge that we need the ability to make cash-like payments offline without access to the internet. Many commentators see this as the holy grail of digital payments. The first satellite payment is generally believed to have been made in...
04 Sep 2023
The case for introducing a universal access to payments index The traditional view of going digital is unsettling to many because it represents a fundamental shift in the way we interact with the world. For centuries, we have been accustomed to interacting with physical objects and spaces. We have held books in our hands, made purchases and spoken...