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Now, don’t get me wrong, I am a fan of all payment methods - I believe there is a place in society for each of them. I am particularly enamoured with my contactless card, and get annoyed when I’ve alr...
“I want it now.” Sounds like a petulant teenager, doesn’t it? But actually, it’s the sound of consumers and corporations around the world demanding immediate payments solutions. While immediate paym...
Earlier this year, the European ATM Security Team (EAST) reported on a criminal gang that had been apprehended, who were known to use "Ghost Terminals"; a standard point of Sale (POS) termin...
The objective of this 3 part series is to examine in brief the barriers and motivators for the key players in India’s (the author believes it has elements that can stand true for any economy that inte...
The biometrics age is upon us. A future sci-fi world of disappearing passwords, the internet of things and the unique human characteristics of our body parts to verify who we are is now actually a re...
The retail industry and the customer check-out process has evolved a lot since the birth of the industry. For a very long time “retail” was mostly confined to bartering and then market stalls, before ...
Sibos 2015 is almost here, and Singapore beckons. Key themes I expect to dominate Sibos are real-time, or immediate payments, PSD2 for the European banks and distributed consensus ledgers, particularl...
Apple did pick up a big compartment within the financial services industry that can be potentially revolutionized by a tech innovation almost a year ago when it launched the Apple Pay. At the event Ch...
The use of online banking and shopping has grown significantly, but so too has the number of security threats targeting such services. According to the latest Breach Level Index report, 888 data brea...
The US is, supposedly, moving to chip cards today (EMV technology), away from all the unsecured magnetic-stripe cards...well, sort of. The facts are that US Issuers have barely replaced all the magnet...
The big guns – Apple, Samsung and Google – are dominating the mobile payments news cycle now that their respective ‘Pay’ platforms threaten to disintermediate the world’s banks. They won’t have it all...
The objective of this 3 part series is to examine in brief the barriers and motivators for the key players in a Journey towards a cashless society. In part 1 the role of retailer in this journey was s...