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83 Results from 2022, /inclusion

Retired Member

Retired Member 

The $20 Trillion Payments Market

The global digital payments market is estimated to reach $20 Trillion by 2026, growing at 24% per year. To put that into perspective, it’s bigger than the global telecommunication and automobile manufacturing industries. The drivers fuelling the growth of payments include the high penetration of the internet and smartphones combined with consumer...

/payments /inclusion Finextra site news

Retired Member

Retired Member 

What if FinTech Product Management Started by Saying Yes?

The first principle you learn as a Product Manager is a simple one: how to say no. Steve Jobs famously said “I’m actually as proud of the things we haven’t done as the things we have done. Innovation is saying no to 1,000 things.” Building great products, the lesson goes, demands focus. And focus is about saying no – not only to the bad ideas, but...

/startups /inclusion Embedded Finance

Claus Christensen

Claus Christensen CEO at Know Your Customer

How RegTech Powers SME Financial Inclusion in Southeast Asia

It is no exaggeration that SMEs are the backbone of the economy. According to the World Bank, SMEs represent about 90% of businesses and over 50% of employment worldwide. In Southeast Asia specifically, SMEs account for up to 99% of all companies. However, many small and micro businesses still struggle to access the financial products that cou...

/regulation /inclusion Financial Inclusion

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Financial Wellbeing: Helping Customers Manage Their Money Better

The temptation to spend is always with us, but for some people the compulsion to consume is overwhelming. Financial discipline takes practice; our tendencies to spend or save are habitual and form a predictable pattern. However, with the right approach, even long-standing bad habits can be changed for the better. This blog explores how banks can ap...

/retail /inclusion Consumer Financial Health

Ali Hamriti

Ali Hamriti Co-Founder and CEO at Rollee

Financial services are not set up to cope with rising independent workers

The pandemic caused an undoubtable and significant shift in the way people work and earn a living. The number of people identifying as ‘independent workers’ increased by over a third as the importance of balance and flexibility at work gained priority, and people realised they could earn an income from home amidst changing circumstances. But even ...

/startups /inclusion Financial Inclusion

Kartik Swaminathan

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Banking on Branches in the Digital and Fintech Age

The advent of the fintech & digital age has had an adverse impact on both perception and reality of having physical bank branches. We have seen largely in developed nations, that a large number of physical Branches are being closed. However, on the contrary, in countries like India the number of physical bank branches is increasing. This can b...

/retail /inclusion Banking Strategy, Digital and Transformation

Jaroslav Ton

Jaroslav Ton CEO at 4Trans

Fintech can play a critical role in saving Europe’s SMEs from an inflation crisis

Inflation is at rates not seen since in many countries since the 70s. It’s likely to get worse and much of the globe will experience a significant recession over the next 18 months. The situation in Europe is particularly grim with rising energy prices pushing a lot of people and businesses to the brink. It may be hard to remember - but these prob...

/payments /inclusion Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Bring order to the Fintech chaos

The word "Fintech" has become such a hype and such a widely used term, that it can actually mean anything today. Therefore when people ask for trends in the Fintech industry, this becomes harder and harder to answer, as anything even remotely associated with financial services can be linked to Fintech. Additionally traditional financial ...

/inclusion /markets Fintech World

Kateryna Danylchenko

Kateryna Danylchenko CEO at Creditinfo Ukraine

Ukraine - Why a more global approach to credit is crucial in a refugee crisis

Since war broke out in Ukraine, over 12 million people have fled their homes and 8 million have left the country – myself included. Currently, 5.5 million Ukrainian refugees have registered for Temporary Protection schemes across Europe – leaving their families and jobs, setting up new lives with no certainty of how long they’ll be away. Europe’...

/inclusion /markets Banking and Lending Solutions

Rob Straathof

Rob Straathof CEO at Liberis

Instagram has launched ‘payment in chat’: what does this mean for online merchants?

Last month it was announced that Instagram is introducing a ‘payments in chat’ feature, where users can purchase products from businesses and track orders via the direct message function. Initially being rolled out across the US, if it follows the format of most trials from Meta, it’ll likely be available in more markets in the near future. Given ...

/payments /inclusion Embedded Finance

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