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Simon Wilson

2019 predictions: Open Source, Instant Payments and PSD2 to spur payments transformation

Payments transformation will take centre stage for banks in 2019. Bank resilience hit the headlines in 2018, prompting the UK’s Treasury Select committee to announce a probe into the reasons for and ...

08 Jan 2019
Payments strategies 2015-2020-2030
A Finextra Member

Open Banking - PSD2: Thoughts and Discussions

Make versus Buy - Develop your own API's or simply Buy from a Trusted 3rd Party? Should Bank's also be TPP's? Monetisation BigTech/FinTech - Competitors or Collaborators? PSD2 and GDPR - dichotomy? H

08 Jan 2019
Open Banking
Daniel Szmukler

Providing the trust foundation for the data economy

As concerns over platform domination in all sectors are growing, businesses in Europe have been finding ways to proactively take part in the growing digital market place. Data sovereignty, the idea th...

08 Jan 2019
EBAday
Alex Kreger

Five Customer Experience Trends That Will Lead The Banking Transformation in 2019 and Beyond

It can be a major challenge to adapt a financial company to the fast-paced digital world. For some, it’s not only about success in the future but a question of existence. At the same time, there are h...

08 Jan 2019
Banking Strategy, Digital and Transformation
Bo Harald

10 years ago already - it takes time..

Wrote this in 2008: Mr Somebody Else will not do it We know that the best possible thing we can do right now in the area of digitalization and productivity is to get rid of paper based invoicing - mov...

07 Jan 2019
Electronic invoicing
A Finextra Member

AI Banking

Artificial Intelligence (AI) is fast evolving technology among Banking and Fintech companies. There are various AI technologies available in the industry such as Natural Language Processing (NLP),

07 Jan 2019
Digital Banking Trends
Martin Kisby

From Profit Police to Strategic Imperative: the Changing Face of Credit Compliance

For any FCA regulated firm, the risk and compliance function is an essential and integral part of the business – but it wasn’t always that way. Martin Kisby, Head of Compliance at Equiniti Credit Serv...

07 Jan 2019
Financial Risk Management
Milos Dunjic

WANTED: Voice Browser Standard

Popularity of voice bot frameworks using Natural Language Processing (NLP) and Artificial Intelligence (AI) is on the rise today. Even blockchain can’t compete with Alexa and Google Home anymore, in t...

07 Jan 2019
Futuristic Banking
Shailendra Malik

Understanding the New Customers - Millennials

Age plays an interesting variation in the workplace. We really are entering the golden age of Information technology as a profession where the first generation of the popular mainframes system is now ...

06 Jan 2019
Behavioral Economics in Banking
Andrew Hewitt

Overcoming the barriers to effective real-time payments

It is fair to say that real-time payments have come of age. Worldwide, the number of real-time payments programs has grown exponentially over recent years, rising from 14 in 2014 to 40 in 2018 with a ...

04 Jan 2019
A Finextra Member

Fireworks or APIs - 'meh'

Every New Year’s Eve we are wowed by extravagant fireworks from around the world - we anticipate them and we expect them. This New Year’s Eve was no different, except for me – this year I was in Cope

04 Jan 2019
API
A Finextra Member

When physical and digital banking worlds collide

Over the past 12 months challenger banks have started to move their digital banking into the physical world. For example, ‘mobile-only’ bank Starling is partnering with the Post Office. The partnersh...

04 Jan 2019
Fintech

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