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1147 Results from 2019

Paul Dawson

Paul Dawson Researcher at NHS

Making Tax Digital Monday and Brexit Friday

This financial year will be long remembered. Every company that has a turnover of £85000 or more will need to digitally return their VAT returns as of April this year. Companies over the VAT threshold (with a few exceptions for those with complex needs) will be required to use the Making Tax Digital (MTD) service to keep records digitally and use ...

Electronic invoicing

Brian Collings

Brian Collings CEO at Torstone Technology Ltd

Engagement stops outages getting out of hand

The UK’s Financial Conduct Authority (FCA) saw a 187% increase in technology outages reported to it in the 12 months to October 2018. According to Megan Butler, executive director of supervision for Investment, Wholesale and Specialists at the FCA, 20% of those outages were “explicitly linked to weaknesses in change management.” Sell-side firms ne...

/regulation Capital Markets Technology

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

Winning PSD2: Amazon, the Chinese, or just your own familiar bank?

By Rik Coeckelbergs PSD2, the new regulation that will open up retail banking… another regulation that triggers very little attention of the average man/woman on the street. Consumers start getting aware of the front-end consequences, but slowly… thus far, only 3 Belgian banks are publicly anticipating on PSD2: KBC: they set up account aggregatio...

/retail Open Banking

Chris Jones

Chris Jones Managing Director at PSE Consulting

Waving, Not Drowning! TRA and issuer risk signalling in a post-SCA world

There is growing interest in the acquirer and merchant community in the Transaction Risk Analysis (TRA) exemption for Strong Customer Authentication (SCA). The opportunity to exclude transactions up to €500 from SCA and place the merchant back in control of consumers’ check-out process is understandably attractive. What remains unclear, however, i...

/payments Payments strategies 2015-2020-2030

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

The Changing Face of Travel: A Payments Perspective

Travel used to be rigid. You’d book your ticket, reserve a room, and follow the carefully arranged plan of your travel agent. But in 2019, a younger and more independent generation of travellers is demanding a kind of travel that’s as flexible as they are. Millennials increasingly want a brand of adventure that they can adapt to fit them, rather th...

/payments Fintech

Retired Member

Retired Member 

Instant Issuance Platforms Pay Insurance Claims Faster

The overall market for prepaid cards is exploding, however, when it comes to payments and settlements, many insurance companies are still living in the past. Paper cheques are still the most common form of payment for claims--61 percent of insurance firms still issue paper cheques for claims disbursements--but they bring a whole set of problems an...

/payments

Antonio Ferre

Antonio Ferre IT Manager at Plastic Forte

How many software were produced by your IT company or your IT department the last year?

To transform data into information and to use this information to manage and improve companies, projects, processes or products is a challenging, and at the same time, fascinating work. We can say that what gets measured gets managed and, as general rule, what gets managed gets better. Well known are quotes such as “If you can’t measure it, you c

Standards Forum

Retired Member

Retired Member 

Are banks about to make a mistake using OTPs via SMS?

We’re all well aware that passwords are indeed all but useless at this stage, some have been aware for longer, some more aware of the threats, but I think we’re all there: passwords are not sufficient to protect our money or data anymore. There are a few reasons for this, among which are attacks such as phishing, social engineering, and man-in-the-...

/retail Information Security

Retired Member

Retired Member 

The Problem with Your Password? Everything.

The password management service SplashData made a splash this past December when it posted its list of the 25 worst passwords of 2018. For the fifth year in a row, “123456” and “password” ranked first and second respectively. Around 3% of Internet users in North America and Western Europe used “123456” in 2018, based on five million hacked passwor...

/ai Behavioral Economics in Banking

David Csiki

David Csiki President & COO at INDATA

The Convergence of Traditional Financial Services and Fintech: Opportunities and Challenges

During the past year, a number of acquisitions of software providers within the fintech space by large banks and holding companies have the potential to shape the industry and the way software is deployed and used by money management firms. Whether they be RIAs, fund managers, wealth management firms, hedge funds or pension funds, large banks and ...

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