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It’s incredible how quickly new technologies change consumer habits. Looking back, the arrival of the ATM clearly meant consumers could get access to cash 24/7 but what it really changed was their exp...
Blockchain technology has long been viewed as a threat to CSDs and their role as intermediaries for securities transactions. Blockchain and distributed ledger technology may make the role of many inte...
GDPR might give people the right to be forgotten, but finding them, understanding the context of their conversations, and figuring out if they really can be deleted while still complying with other re...
It's difficult to argue against any sensible form of regulation that ultimately makes the financial markets fairer and safer for all participants, but implementing and complying with all the new rules...
Maps allow us to use both the visual and analytical sides of our brains simultaneously. Our brains are connected to instantly understand context and make use of what we see. Maps free up our minds to ...
Fake news is a problem that is taking the internet by storm, and it ran rampant during the 2016 Presidential Election. In fact, many believe that fake news stories had a strong impact on the outcome o...
Social media channels offer rich opportunities to improve and even redefine the debt-related interactions between creditors and consumers. Like any new and disruptive technology, however, the differen...
As we know from the PPI scandal, financial agreements can be far from air tight when it comes to being legally enforceable. Even when PPI was correctly contracted, many banks were unable to prove that...
Abstract – Essentially, digital cash mimics the functionality of paper cash. The elimination of physical cash from economy is feasible is purely a technological perspective or assumption. Our hard ear...
This month marks the second anniversary of the deadly attacks in Paris, when terrorists Said and Cherif Kouachi attacked the Charlie Hebdo satirical magazine on January 7, 2015 and when Amedy Coulibal...
2016 has just ended and 2017 has started. For most of the companies that means new strategic plans for possibility to grow in future. Banking industry is no exception. New year, new me or even better ...
Late in 2016 The Financial Conduct Authority (FCA) announced the first group participating in its regulatory sandbox. The initiative is the first of its kind globally and has sparked a series of world...