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1205 Results from 2008

Retired Member

Retired Member 

'Kraken' - and opening the email channel for Financials

Botnets Enlarging, Again There must still be a few idiots opening those unsolicited emails. Apart from the facts that my wife would leave me if I took up all those 'enlarging' offers and I'm too honest to steal money from 'dead' African bank accounts, I just don't have the time to read them [I've just been 'told' what they're like]. On a personal ...

/retail Innovation in Financial Services

Retired Member

Retired Member 

The flaw in some mobile commerce - what's your number?

It seems everyone is getting 'into' mobile transactions, mostly without thinking. Paymate India have introduced SMS based payments:; "Once you choose to pay via PayMate at any of the accredited merchants, all you have to share is your mobile number" [with everyone you are paying.....great idea NOT!]. It might seem funky giving your pho...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Huge botnet advances on humanity wielding deadly SPAM

An already large botnet appears to be growing at an alarming rate - having expanded by 100,000 machines in the last month. Kraken - the malware that infects the victims' PCs - is similar to the Storm Trojan and relies on users clicking on a file expecting to see an image - except it isn't one. It also uses encrypted communications and can move com...

/security

Paul Penrose

Paul Penrose Head of Research at Finextra

Bank execs pay ultimate price for wrong bet

Two bank workers who stole 45 million yuan (HK$49.93 million) to buy lottery tickets have been executed in Hebei province, according to an AFP report quoting the Xinhau News Agency. The two vault managers started taking money from the safe to play the state lottery, hoping they would eventually win back enough to replace the missing funds. Makes y...

/regulation /wholesale Whatever...

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Death by Blogging?

There is an article in the NY Times today called In Web World of 24/7 Stress, Writers Blog Till They Drop . The article talks about the immense pressure bloggers (especially technology bloggers) face keeping up with a 24/7 demand for information. And cites two well-known tech bloggers who recently died. Now the piece does focus on people who are ...

Retired Member

Retired Member 

We don't want to 'bank' we just want 'easy money'

More about 'Mobilisation and The Art of War in Transaction Space'. Whether online or in a branch - people DON'T WANT TO 'BANK' - it's just a necessary evil. The main reason that banks don't feature in the brand love game is because people don't like to bank. People like easy money. Easy to keep safe, ie. 'The burglar can find it under my mattress...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

More's Law and the FBI IC3 Internet Crime Report 2007

More's Law ... more or less. More(profit.per.fraud) x More(potential.for.fraud.data.breaches) x More(people.trying.to.commit.fraud) = More fraud Add some economic hardship into the equation somewhere. + or x More(economic.hardship) What's the answer to that one? More... Internet crime (FBI Internet Crime Complaints Centre Report 2007.pdf: ...

/security Whatever...

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Moved up the digital tolerance graph!

The FBI (National White Collar Crime Center - Internet Crime Complaint Center) released their latest 'Internet Crime Report' for 2007. See http://www.ic3.gov/media/annualreport/2007_IC3Report.pdf The report actually claims a reduction in the number of Internet crimes reported to the ICCC in 2007 when compared to 2006. Does this mean Internet crime ...

/security /regulation

Retired Member

Retired Member 

Online banking? Better check your anti-virus software now

The Register have flagged up that the UK banking industry's code has re-affirmed a policy that makes online banking users responsible for losses if their anti-virus or anti-phishing protection is out of date. Banks will not be responsible for losses on online bank accounts if consumers do not have up to date anti-virus, anti-spyware and firewall so...

/security

Retired Member

Retired Member 

One in four UK firms has no disaster recovery plan

PwC research shows more than a quarter of UK companies do not have a disaster recovery plan and half of these have not been tested. 92% of companies surveyed believe that disaster recovery is "an important driver" of their IT spending, but over half haven't quite got around to planning or testing their plan regularly. Well - disaster is ...

/regulation

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