Join the Community

23,493
Expert opinions
41,329
Total members
335
New members (last 30 days)
176
New opinions (last 30 days)
29,138
Total comments

Latest expert opinions

clear
clear

8783 Results

Retired Member

Retired Member 

How to Start Neo Bank? Business Model Explained

Starting a neo bank business can be a rewarding endeavor. Neo banks, also known as digital banks, operate entirely online without any physical branches. This digital-only approach appeals to tech-savvy consumers looking for convenient and modern banking solutions. I will guide you through the essential steps to start a neo bank business, sharing i...

/retail /startups Fintech innovation and startups

Retired Member

Retired Member 

AI Development Services: How Is It Beneficial for Your Business?

Technology in the form of artificial intelligence is a phenomenon that is changing the operations of various companies in various industries. AI development services that help businesses with solutions that boost operations are driving this evolution. What are AI development services, and how have they emerged? Where are they heading in the future...

Artificial Intelligence

Retired Member

Retired Member 

Biometric Payments: Security and Convenience in the Digital Age

In the rapidly evolving landscape of digital finance, biometric payments have emerged as a transformative technology, merging security with unparalleled convenience. This technology leverages unique biological traits, such as fingerprints, facial recognition, and iris scans, to authenticate transactions. As digital payments become increasingly ub...

Retired Member

Retired Member 

With physical bank branches disappearing, how will the UK’s move to digital finance play out?

Earlier this year, on February 22nd, the last remaining bank branch in the whole of the Peak District, Natwest in Bakewell, closed its doors for good. The closure leaves thousands of locals without a physical bank to visit, with the closest Natwest, for instance, now in Chesterfield—almost a half an hour’s drive away. Brick-and-mortar branches ...

/predictions Banking

Retired Member

Retired Member 

Transforming Banking: Generative AI's Role in Driving Innovation and Resilience

In the dynamic realm of banking, innovation has been the cornerstone of evolution and customer satisfaction. From the pioneering days of ATMs to the digital revolution brought forth by internet and mobile banking, financial institutions have always been at the forefront of embracing technological advancements. Today, as we embark on the cusp of a ...

/ai /retail Artificial Intelligence and Financial Services

Retired Member

Retired Member 

Restaking in Crypto: The Next Big Thing or a Risky Gamble?

The cryptocurrency market has recently been witnessing a significant shift towards restaking, a process where crypto assets are locked up to earn additional rewards. In fact, it has become the second-largest sector in DeFi, with over $18 billion worth of crypto moving towards such platforms by the end of May 2024. However, as restaking gains pop...

/crypto /markets

Retired Member

Retired Member 

Observations from EBADay Lisbon and a Reflection from the Past

Lessons from the Past Prove Why Instant Payments Must Prioritize Security by Design Having just returned from an incredible week in Lisbon at EBADay 2024, I am eager to share insights from this year’s theme, “Orchestrating the Dialogue on Payments - The Collaborative Advantage.” The event encouraged collaboration and featured provocative conversat...

/security /payments API

Retired Member

Retired Member 

Embedded finance: What does it mean for Europe?

Embedded Finance is transforming the EU's financial landscape, driven by technology and regulatory frameworks unique to the region. This transformation is not uniform; it varies significantly across member states, influenced by Electronic Money Institution licenses, interchange caps, and a spectrum of compliance requirements. The EU's EF sector th...

Retired Member

Retired Member 

Leveraging AI for Fraud Detection in Fintech: Technical Innovations and Implementation Strategies

The use of AI in banking fraud detection is becoming more and more popular. Indeed, the statistics surrounding online fraud are alarming. Cybercrime imposes a significant cost on the global economy and reaches $600 billion annually, equivalent to 0.8% of the worldwide GDP. Besides, fraud attempts surged by 149% in the first quarter of 2021 compa...

/ai /crime Artificial Intelligence and Financial Services

Retired Member

Retired Member 

The Rise of UPI: A New Global Leader in Payments by 2025

By the end of 2025, UPI (Unified Payments Interface) is poised to become the most significant payment switch globally, with an estimated annual volume of around 264 billion transactions. This staggering figure would surpass the transaction volumes of Mastercard and Visa, marking a significant shift in the global payments landscape. UPI's rapid gro...

/payments /inclusion Payments strategies 2015-2020-2030

Now Hiring