1026 Results from /wholesale
Raktim Singh Senior Industry Principal at Infosys
In the contemporary digital landscape, Open Banking represents a paradigm shift in managing financial transactions. It helps create an environment where financial institutions can securely share the data with other stakeholders with the customer’s consent. This is done through API ( Application Programming Interface), which helps in data sharing b...
27 December 2023 /retail /wholesale Open Banking
A Digital Mortgage uses technology to connect with borrowers at every stage of the lending process, irrespective of where they are. This type of mortgage reduces costs, eliminates the manual process, and streamlines the entire operation. No more piles of paperwork, phone calls, or waiting in queues at the bank.This revolutionary approach uses tech...
22 December 2023 /retail /wholesale Digital Banking, Mortgages and Savings
ESG Full Form : ESG stands for Environmental, Social, and Governance. ESG criteria are now becoming essential considerations in banking and financial sector. Though ESG started as a socially conscious investment strategy in the 1960s, it gained attention in 2020 at Davos. The International Business Council (IBC) and the World Economic Forum (WEF) ...
14 December 2023 /retail /wholesale Technology for Social Good
Artificial Intelligence and the importance of data AI is all about understanding the data. AI tries to decipher various patterns inside the data and the relationship between different entities, and it tries to either predict an event or generate more data. In earlier years, with the help of ML and deep learning, AI was used to predict the possibi...
11 December 2023 /retail /wholesale Artificial Intelligence
Though the last couple of years, including the pandemic, have forced banks to 'embark upon a digital transformation journey,' we still find many gaps here. During the pandemic, banks realized their services needed to reach customers even during lockdown. Many banks have moved to the cloud, and for them, moving to the cloud has become a digital tra...
09 December 2023 /retail /wholesale Digital Banking
Indra Chourasia Industry Advisor at Tata Consultancy Services (TCS)
Typically, a birthday is the anniversary to remember and rejoice special moments of love, affection, loyalty and many hues of emotions overflowing in one’s life. The previous week marked the first anniversary of launch of ChatGPT (GPT-3) on 30 Nov 2022 – the pathbreaking generative technology powered large language model (LLM) introduced in the pu...
09 December 2023 /wholesale /markets Banking Strategy, Digital and Transformation
Pooja Golakonda Lead Consultant at Edgeverve
Digital Public Infrastructure (DPI) where in the digital services are offered to the citizens using the underlying digital goods and infrastructure. It is interoperable, enhancing the digital adoption, there by achieving the bigger goal of providing inclusive and transparent services. In short it is used as level playing field. At the bottom are
08 December 2023 /wholesale /sustainable Sustainable compliance
Eric Huttman CEO at MillTechFX by Millennium Global
The collapse of Silicon Valley Bank (SVB), UBS’s takeover of Credit Suisse and the closure of Signature Bank has shone a light on banking industry vulnerabilities, particularly the risks associated with only having one or two banking partners. Eric Huttman, CEO at FX-as-a-Service provider MillTechFX, explains why there’s safety in numbers when it...
06 December 2023 /wholesale /markets Fintech
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
Whenever a new term enters the hype cycle, it's fashionable for people to bandy it about all the time, sometimes correctly but most of the time loosely. Embedded Finance is one such term. In this post, we will unpack the term, specifically from the consumer point-of-view. A consumer goods retailer in India offered installment purchase of transistor...
23 November 2023 /retail /wholesale
Kiran Komma Senior Domain Consultant at Tata Consutlancy Services
The securities lending market is vital to the healthy functioning of securities markets globally. Securities lending improves market liquidity, price discovery, and enables timely trade settlement but an opaque securities lending market and limited availability of securities lending data publicly are big concerns to the regulators. In alignment wi...
22 November 2023 /regulation /wholesale Regulatory Reporting
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