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"The time to repair the roof is when the sun is shining,” said John F. Kennedy in his State of the Union address in 1962. More than 60 years later, this reminder to prepare for any eventuality ri...
Down the ages, agility – whether mental or physical – has allowed human beings to adapt and thrive against a background of changing conditions. That agility requires an unsentimental willingness to ac...
The Fundamental Review of the Trading Book (FRTB) was introduced into the prudential framework of the EU by Capital Requirements Regulation (CRR 2) as a regulatory reporting requirement in 2020. The f...
As the digital ecosystem matures, institutions are under pressure to position themselves (appropriately) within it, whilst also remaining aligned with stringent and ever-evolving industry regulation. ...
"The only thing worse than no payment system is having too many payment systems." - David Marcus, Head of Facebook Financial Welcome to the world of digital payments, where transactions ar
It’s been a topic of discussion lately whether banks are conducting adequate stress tests on their liquidity, particularly when it comes to intraday liquidity. Many banks see these tests as a regulato...
As a society, we rely heavily on banks to keep our financial systems running smoothly. However, recent events have shown that there is vulnerability in the system and even the most established and rep...
In his historic ‘We choose the moon’ speech, US President John F. Kennedy stated: “I believe that this nation should commit itself to achieving the goal, before the decade is out, to send a man to the...
Shall I fall back on the past cloud strategy? Focus only on the build and speed above all else? And the answer is… Holistic strategy for Operating Model Transformation for Journey to Cloud with fu
The inefficiency around paper documents in Documentary credit is well known and Banks are in different stages to implement change based on their processes and technological maturity to mitigate tho
Digital technology has turbocharged the commercial lending process, with fast, highly automated decisions seriously slashing the time to “yes.” But to navigate the uncertain times ahead, lenders will ...
Corporate treasury is no longer seen as a cost centre. It is expected to play a key role in business policy decisions and new business initiatives. This requires a shift in focus from repetitive BAU a...