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25 Results from 2015, /wholesale

Neil Crammond

Neil Crammond risk education & real time market abuse at DIVENTO FINANCIALS

Central banks QE medicine no longer working!

This round of buying was caused by the spike in Bund yields which popped to come within a whisker of the 1% level as the bond rout in European fixed income markets continued. Yesterday, during the ECB presser, President Draghi noted that fixed income markets could become much more volatile given the very low yield levels. This is perhaps the unin...

/regulation /wholesale

Retired Member

Retired Member 

Banks will be disrupted from below

“When people come together with a common purpose anything is possible. Entrepreneurs are becoming increasingly empowered and the businesses they’re building have already torn down and transformed entire industries and you under estimate them at your peril.” Last week a crowd of individuals came together to lift a double decker bus off of a trap...

/wholesale /startups

Retired Member

Retired Member 

Could iBank give Apple a run for their money?

The news that the UK Government is considering introducing legislation that force the Financial Services industry to develop common, publicly available Application Programming Interfaces (API’s) shouldn’t come as a surprise. Initiatives like Level 39, Finance Innovate and Fintech50 have helped position the UK as a Fintech powerhouse and the new

/wholesale

Retired Member

Retired Member 

Why the big Banks model is doomed!

The banks are too big to fail. Everyone says it and so it must be true. The last two decades have seen the rise and fall of the big bank concept. Take the ultimate global bank, the ‘Citi’ that never sleeps. It’s currently in 101 countries, has over 241,000 employees (down from around the 340,000 mark) and occupies over 10,000 properties. Could you...

/wholesale

Marc Murphy

Marc Murphy CEO at Fenergo

Managing Regulatory Data is Key to Faster Compliance and Client Onboarding

It’s been a calamitous few years for investment banking. Between profit slumps, job cuts, unprecedented fines for non-compliance and the incessant onslaught of regulatory pressures, it’s been one controversial crises after another. So much so that financial institutions have been busily retrenching and reducing the size and importance of their inv...

/regulation /wholesale Financial Services Regulation

Retired Member

Retired Member 

Is the disruption of banks a fad?

The great debate across the media and all interested parties is the face-off between the incumbents (banks) and new entrants (fintech start-ups). Each opposing party sees themselves as the true messiah, with the banking incumbents arguing that they are changing, the future is held secure through their excellent and utterly untarnished experience a...

/wholesale /startups

Retired Member

Retired Member 

Mario Draghi: The European Financial Savant?

Big Talk and Big Action by Mario Draghi! Europe has been in dire straits economically, what with poor productivity, high unemployment, historically low interest rates and the threat of deflation looming. While consensus has been hard to come by, the European Central Bank (ECB) under the stewardship of Mario Draghi has decided upon a quantitative e...

/wholesale

Retired Member

Retired Member 

Islamic Asset Managment - A New Iceberg by Sudeep Mallya from RAPA Practice

Islamic Asset Management: Summary Islamic finance has moved from being just another buzzword in last decade to an extremely popular and viable alternative in today’s interconnected financial world. Islamic asset management involves merging conventional asset management processes with holistic and socialistic principles of Sharia for identification ...

/wholesale

Nanda Kumar

Nanda Kumar CEO at SunTec Business Solutions

There’s no free in free bank accounts

The era of ‘free for all’ banking may soon be over. Already under threat, its demise is accelerating as the inherent unfairness of ‘free banking’ becomes more apparent, forcing an avalanche of change in banking IT. The recent PwC report “There’s no such thing as a free lunch” labels free bank accounts as “unsustainable”. Putting free banking up for...

/retail /wholesale

Anthony Pereira

Anthony Pereira CEO at Percentile

Looking beyond regulations, is there a business case for Risk Technology?

The financial crisis exposed a number of weaknesses in the financial industry’s ability to assess, realise and mitigate risk on a very public scale. The knock-on effect of this exposure has been, and continues to be, vast with financial institutions being subject to heavy scrutiny from regulators. The expectation on banks to demonstrate increased ...

/regulation /wholesale

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