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Brandon Spear

Brandon Spear CEO at TreviPay

5 Reasons Trust is the Foundation of Strong B2B Financial Relationships

Growth, efficiency and innovation are metrics most often associated with successful B2B companies. But behind the scenes of every well-run operation is a less flashy, more foundational driver: trust. Trust plays a quiet but critical role in financial relationships. It’s often tested in the background—through the handoff of responsibilities like sen...

/payments /people The Payments Business

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

DCA redress: What motor finance firms should be doing now

The trajectory of the Discretionary Commission Arrangements (DCA) investigation is becoming increasingly difficult to ignore. A Supreme Court judgment is expected on 1st August, and the FCA’s policy statement PS24/11 has already laid out a potential path towards industry-wide redress. At the same time, complaint volumes are rising, putting pressur...

/regulation

Andrew Bonsall

Andrew Bonsall COO at AperiData

Faster, fairer lending: the role of open banking in auto finance

Speed has always been a commercial advantage in auto finance, but it’s no longer enough. As well as responding quickly, lenders need confidence that the data they’re using reflects a borrower’s actual financial position in real time. Traditional affordability checks were dependent on payslips, credit bureau reports, or document uploads. This meant...

Open Banking

Julia Streets

Julia Streets CEO and Founder at Streets Consulting Ltd

Beyond Code: Why Your Human Skills Are the Future of Success

We are living through an exhilarating time, aren't we? Artificial intelligence (AI) and automation are not just buzzwords; they are actively revolutionising industries, reshaping how we work, and redefining what it means to be successful in the modern workforce. This rapid evolution brings with it an undeniable truth: the skills that will truly pr...

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

Why Choosing the Right Financial Product is Still a Big Problem (and How Marketplaces Help)

In today’s world, individuals are expected to take full charge of their finances. Whether it’s for health emergencies, retirement, education, travel, homeownership, or just growing wealth, people need to make smart decisions about money. But one thing hasn’t changed much choosing the right financial product is still a struggle. This article explor...

Personal Finance

Barnabás Birmacher

Barnabás Birmacher CEO and Co-Founder at Bitrise

Cloud, Compliance and UX: Navigating Change in European Banking

The past decade has seen wholesale adoption of cloud infrastructure across the finance industry. This trend has been underpinned by US technology providers, from Microsoft Azure to Oracle and Google Cloud, decreasing their prices as economies of scale in US-based data centres accelerate. And while going cloud native brings benefits to product deve...

/retail /devops Fintech

Foday Joof

Foday Joof Principal Economist at Central Bank of The Gambia

Currency Shocks and Trade Imbalance: The Gambia’s Dalasi Dilemma

Dr. Foday Joof, an economic expert, has linked The Gambia’s persistent dalasi volatility to its heavy trade deficit and low market confidence, warning that the country’s overreliance on imports and limited exports continues to put pressure on its currency. In an interview with The Voice, Dr. Joof explained that over 90 percent of goods consumed in...

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Will AI Ignite the Next Flock of Black Swans? Scramble for Antifragile Digital Banking Starts Now

Have you ever seen a live black swan? I hadn't until recently. During my recent vacation, every morning and evening on the way to breakfast and dinner, I passed a flock of black swans housed on the hotel grounds. By the second day, they became just part of the scenery — beautiful, yes, but familiar. It made me think. In his book, Nassim Taleb des...

/ai /predictions Innovation in Financial Services

Onkar Chachad

Onkar Chachad Product Manager at Veefin

Cash Management Reimagined in 3D

From tedious spreadsheets to sentient AI companions, the world of cash management is on the brink of a sci-fi revolution. Let's explore a future that's closer than you think. For decades, the heart of corporate finance has been the Cash Management System (CMS). It’s a world of screens filled with complex tables, multi-level authorization workflows,...

/payments

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

What’s the Best Dynamic Risk Scoring Algorithm?

Comparing Moving Averages, Simple Averages, and Weighted Scoring for AML & Fraud Financial crime risk is not static. A customer’s risk profile can shift rapidly with new transactions, behaviors, or data. Yet historically, many financial institutions relied on one-time or infrequently updated risk scores, leaving blind spots. In fact, in 2024 a...

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