Join the Community

23,252
Expert opinions
43,794
Total members
374
New members (last 30 days)
178
New opinions (last 30 days)
29,060
Total comments

Latest expert opinions

clear
clear

244 Results from 2022, /retail

Noel Prince Moses V

Noel Prince Moses V Solution Architect at TCS

Strategy for IBM i modernization in BFSI technology landscape

Abstract There are strong recommendations for IBM i applications to be modernized or migrated to a futuristic platform and there is strong hesitation too which drives the anti-migration sentiment. This leads us to the question; do we need to invest in the skillset of the existing platform or not? Overview IBM i being the legacy system, it is tar...

/retail Banking Strategy, Digital and Transformation

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Data benchmarking: A strategic approach to cost reduction for banks and fintechs

As we enter a downturn, credit providers are confronted by a landscape that looks and feels very different from before. The real risk of global and national recessions means that net interest margins are wafer-thin. At the same time business as usual (BAU) costs are unusually high for banks and fintechs. From IT investments to the cost of utilitie

/regulation /retail Fintech

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Financial Wellbeing: Helping Customers Manage Their Money Better

The temptation to spend is always with us, but for some people the compulsion to consume is overwhelming. Financial discipline takes practice; our tendencies to spend or save are habitual and form a predictable pattern. However, with the right approach, even long-standing bad habits can be changed for the better. This blog explores how banks can ap...

/retail /inclusion Consumer Financial Health

Retired Member

Retired Member 

B2B BNPL: Embedding Banks Within The Supply Chain

Fintechs today own the growing B2B Buy Now Pay Later space entirely, and control 10-15% of the overall supply chain finance market. It's time for banks to embed themselves deeper in the supply chain. Fintech-enabled B2B buy now pay later (BNPL) has garnered much attention since last year. Embedded within the payments experience of merchant to merch...

/payments /retail BNPL

Retired Member

Retired Member 

Redefining Purpose, five reasons why senior banking executives can't overcome the digital age challe

Lack of Knowledge Lack of Experience Strategies without purpose Ignoring the new customer-centric reality A disconnect with a new generation of talent (Connect with the author, Frederic de Melker: www.fredericdemelker.com) Retail bankers are middlemen. The industry was the only gateway to the global financial system for individuals and corpor

/people /retail Banking Strategy, Digital and Transformation

Helghardt Avenant

Helghardt Avenant CEO at Rehive

The business case for niche banks

The neobanking industry is estimated to be worth $300 billion, with 400 neobanks around the world. Despite mass consumer adoption and lots of attention, and capital, from investors, only 5% of neobanks are profitable. In my previous article I discussed the emergence of the niche banking trend. Perhaps thinking "smaller" is the solution ...

/payments /retail Banking Strategy, Digital and Transformation

Rita Ochigava

Rita Ochigava CEO at Tranzzo

How to Organize the Work of a Product Team During the War

The office of our company Tranzzo is located in Kyiv. Before the war, 120 of our employees created innovative FinTech products here. Nobody was prepared for February 24, but russia’s full-scale invasion happened. During the first days of the war, it was an incredible shock for people and businesses. We accepted this challenge – we did not give up ...

/payments /retail Fintech

Kartik Swaminathan

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Banking on Branches in the Digital and Fintech Age

The advent of the fintech & digital age has had an adverse impact on both perception and reality of having physical bank branches. We have seen largely in developed nations, that a large number of physical Branches are being closed. However, on the contrary, in countries like India the number of physical bank branches is increasing. This can b...

/retail /inclusion Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Scammers love unattended lockers!

Like a lot of other people, I love going to the gym and having a swim and sauna afterward. Going to the gym helps me to relax for a while away from the day-to-day grind. After the gym, I may go to the shops or grab a coffee. Just like millions of others every day. This means I need to have my phone and card(s) with me. However, as reported by the...

/retail /crime Exposing Financial Crime

Tom Ainsworth

Tom Ainsworth Head of Customer Engagement at Jitterbit

There are multiple benefits to adopting hyperautomation in the banking sector

According to Gartner, the market for hyperautomation technology will hit $596.6 billion in 2022. We'll see organisations able to run 25% more tasks autonomously by 2023 and cut operational costs by 30% the following year—if companies combine a hyperautomation strategy with redesigned operational processes. This shift toward hyperautomation is tra...

/retail /startups The digital Chasm

Now Hiring