Join the Community

24,047
Expert opinions
40,644
Total members
313
New members (last 30 days)
196
New opinions (last 30 days)
29,282
Total comments

Latest expert opinions

clear
clear

3839 Results from /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Are your public sector organisations pushing EUDI-credentials already?

I have a long experience of driving (some say nagging about...) implementing digital standards based competition driving infrastructures. It started in the early 80s with payments in e-banking, followed by all other traditional banking services, then in the 90s with interconnecting customers with e-id- e-signing, e-invoicing and e-salary services....

/retail /identity Innovation in Financial Services

Retired Member

Retired Member 

Why Choose a White-Label Neobank Solution? Fast-Track Your Fintech Startup’s Success

Fintech start-ups are uniquely positioned to disrupt traditional banking but face significant challenges, from regulatory hurdles to competition with established institutions. To succeed, they must move quickly, launch quickly, and adapt to ever-evolving customer needs. But how can start-ups validate their product ideas early on to ensure they mee...

/retail /startups Embedded Finance

Jakub Piotrowski

Jakub Piotrowski VP of Product at Bud Financial

The rise of agentic banking

Legacy structures as an AI opportunity Having overcome numerous challenges, digital retail banking is in its best-ever state. Online banking, instant transfers, quick onboarding and a variety of products make banking more convenient and accessible than ever before. However, if we dig deeper, we’ll likely discover that underneath the layer of moder...

/ai /retail Artificial Intelligence and Financial Services

Nick Green

Nick Green Director at Purple Patch Broking Ltd

The importance of quality data in AI risk modelling: How data benchmarking can help

Just because your firm can use your existing data for AI risk modelling doesn’t mean you should. There’s a perception that AI can create accurate predictions based on any data set. That’s not always the case. AI models are only as good as the data they're fed. Quality data is key to effective AI risk modelling. Without it, even the most sophistic

/ai /retail Banking

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

UX Strategies That Are Shaping Digital Banking Success

As the digital payments landscape rapidly evolves, user experience (UX) design has become a crucial factor in differentiating financial institutions. Customers now expect seamless, intuitive, and personalized experiences that not only simplify transactions but also provide value through insights and ease of use. In this article, we explore key UX

/payments /retail Innovation in Financial Services

Eric Bierry

Eric Bierry CEO at SBS

Four Ways Data Will Define Banks’ Digital Trajectories

Digital transformation has become a top priority for banks in recent years as they've looked to capitalize on new streams of revenue, customer experiences and market expansion. As part of this, over 90% of banks have started the process of moving away from legacy systems to more flexible and modern cloud-based infrastructures. With these projects ...

/retail /cloud Banking Strategy, Digital and Transformation

Karol Andruszków

Karol Andruszków CEO at Ulan Software

Banking Services in the Era of the Gig Economy

In my conversations with traditional banks, it's common to hear about their efforts to tailor solutions for specific target groups - doctors, lawyers, programmers, and other professionals with relatively stable income streams. However, one key segment that often seems overlooked in these discussions is the gig worker. This is a critical oversigh...

/retail /predictions

Lissele Pratt

Lissele Pratt Co-founder at Capitalixe

Understanding What a SWIFT Code Is and How It Works

SWIFT handles +44 million transfers, also called encrypted messages, daily. It is the most used system to transfer funds globally. Whether you're a finance professional or simply someone who occasionally sends money abroad, understanding SWIFT codes is important. In this article, you can explore the ins and outs of SWIFT codes, how to fin

/payments /retail Banking

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

How Financial Product Design Affects Bank Profits

Customers no longer measure a bank by the magnificence of its buildings but by the quality of its digital product. The digital user experience (UX) is now the primary lens through which the majority of customers perceive the bank's brand, and it plays a critical role in shaping customer loyalty and trust. Digital products are becoming the founda

/retail /devops Innovation in Financial Services

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

5 features of prepaid card solutions to modernize hotel payments

As a hotеl businеss, providing a sеamlеss and convеniеnt paymеnt еxpеriеncе for your guеsts is crucial in today's fast-paced digital world. With thе risе of contactlеss and mobilе paymеnts, it is еssеntial to stay ahеad of thе curvе. And еmbracе modеrn solutions that not only strеamlinе your opеrations but also еnhancе thе ovеrall guеst еxpеr

/payments /retail Banking

Now Hiring