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242 Results from 2022, /regulation

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Open Banking: EU v. USA

Open Banking is a flop, it’s too costly, clunky, and businesses struggle to make money from it. - Anne Boden, CEO of Starling Bank, to Treasury Committee (Source). After a regulatory mandate and nearly five years of media buzz, EU Open Banking recently crossed 5 million users. See Open banking passes five million user milestone. On the other hand,...

/regulation /retail

Retired Member

Retired Member 

It takes two to Tango –Central Banks and commercial banks, partners in Climate change management

There were two primary principles that I touched in my previous blog Climate change Management- whose job is it anyway. The first is, boundary definitions with clear responsibility/ accountability for the major stake holders and the second, need for smooth collaboration between them. Central banks and commercial banks are the critical stake holde...

/regulation /sustainable Trends in Financial Services

Nir Laznik

Nir Laznik Co-Founder & CEO at Sedric.ai

Risks Rising: Customer Protection Moving into Regulators’ Focus

Fintechs are expanding their market share across the financial services spectrum, from retail banking and investment management to lending and innovative insurance services, to name but a few. As next-gen institutions scale their businesses, regulators around the world have taken notice and are adding more rules to protect customers. There is grow...

/security /regulation Banking Strategy, Digital and Transformation

Emily Harris

Emily Harris Head of Compliance at Fiat Republic

Controversy with the EU Transfer of Funds Regulation

The Transfer of Funds Regulation is an EU proposal that aims to extend wire transfer requirements to the crypto industry and implement the 'travel rule' - a Financial Action Task Force requirement to collect and send customer data along with transactions. The last round of discussions took place on 31 March. There was much fanfare - the European P...

/regulation /crypto

Yahya Mohamed Mao

Yahya Mohamed Mao Head of Business Development & Marketing at Swiss GRC

Managing risk capability in financial organizations

The ability to understand and control risk allows organizations to be more confident in their business decisions. The culture of risk analysis is characterized by the alignment of risk management with the strategy of the organization and the promotion of an integrated approach to risk management. The culture of risk analysis is a delicate balance ...

/regulation /retail Financial Risk Management

Kris Jones

Kris Jones Head Of Marketing at allpay Limited

Full Time | Blowing The Whistle on Cartel Behaviour

By Victoria Preece, Compliance Director – allpay Limited “Competition law compliance is not always given the attention that it deserves. I would like to see anti-competitive behaviour taken as seriously by UK businesses and boards as the risks around bribery, fraud, health and safety and cybercrime.” Lord David Currie, Chairman, Competition and M...

/regulation /crime Exposing Financial Crime

Daniel Pujazon

Daniel Pujazon Policy Lead at PagoNxt

Why bigtech regulation will bolster fintech’s competitive advantage

New regulations, as I said in my previous essay, are altering the digital economy as we know it. However, a clear imbalance and the need to change to keep up with new models and players can still be seen on the regulatory front. Our particular elephant in the room is that our regulation is somehow stuck in the analogue world (to quote Santander’

/payments /regulation Fintech

Michael D'onofrio

Michael D'onofrio CEO at Orbus Software

Clarity, Agility, Reliability, and Simplicity: 4-step guide for operational resilience

Is your business resilient? It’s a simple question, and many of us would like to answer with a simple yes. However, it’s the unfortunate case that many aren’t. Regulators are increasingly focusing on resiliency. These firms must ensure their businesses are able to prevent, adapt, and respond to any and all outside disruptions. This includes being a...

/regulation /cloud Banking Architecture

Pooja Golakonda

Pooja Golakonda Lead Consultant at Edgeverve

Can digital currency sustain the test of technology and costs?

Generations over a period of time moved from a metallic currency to coins and then to paper notes which ultimately got legalized in the form of Cash (i.e. Govt printed bank notes) issued by the Central banks of the respective countries. That was continuing till this age and a breakthrough was brought in the form of bitcoins and Distributed ledger ...

/regulation /wholesale Banking Strategy, Digital and Transformation

Emily Harris

Emily Harris Head of Compliance at Fiat Republic

An Open Letter to the FCA: Go Beyond Financial Promotions

At Fiat Republic, we are committed to helping the cryptocurrency industry navigate fast-changing financial regulations. Our crypto consortium is directly tied to this vision; it will represent responsible crypto providers, who will be encouraged and incentivised to stick to a single, predictable standard of compliance and transaction monitoring. T...

/regulation /crypto Financial Services Regulation

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