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186 Results from 2017, /payments

Retired Member

Retired Member 

One Belt, One Road for Instant Payments?

Like you (no doubt), I’ve read countless articles discussing the business case and challenges associated with delivering real time payments. There’s a lot of focus on what new innovative products can be developed, whether they’ll deliver a profit, and the types of services consumers really want. While this debate goes on, it’s interesting to see o...

/payments

André Stoorvogel

André Stoorvogel Director, Product Marketing – Payments, Rambus at Rambus

Retailers: game changers of the mobile payments industry?

We predicted that 2017 would be the year of ‘Mobile Payments 2.0’, with seamless payment methods, value-added services and alternative payment channels coming to the fore. As we move into the second half of 2017, what better time to take a moment to reflect on what we have learned from the year so far, and the key trends and technologies driving p...

/payments

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

An alternative RTS for strong customer authentication

The PSD2 regulatory technical standards (RTS) for strong customer authentication and secure communication are proving difficult to finalise. With the EBA rejecting the EC's amendments to its final draft RTS, it is now up to the EC to publish the final text, subject to scrutiny by the EU Parliament and EU Council. With this saga running on and on, ...

/payments /regulation

Chris Brown

Chris Brown CTO at Trusek

Does PSD2 have to be complicated?

There has been a huge amount written about PSD2 recently and much of it appears to be, with the greatest respect, over complicating the issue. Very fundamentally, to provide for all of the requirements of PSD2, we have three transaction types: balance, transaction list / statement and payment. Obviously, since these requests are coming from co...

/payments Innovation in Financial Services

Anthony Walton

Anthony Walton CEO at Iliad Solutions

THE REAL COST OF OUTMODED TESTING

That the payments industry is being reshaped by unprecedented waves of change is not news. A constantly evolving regulatory landscape, fast-developing technology, an influx of innovative new entrants and an increasingly demanding customer base are all driving payments market participants to transform their businesses – and their technology – to re...

/payments Digital Banking Trends

Avik Nandi

Avik Nandi Payments Consultant at Wipro Ltd.

Alternate Payments & the Ecosystem

According to a WorldPay report, cards which accounted for over half (57%) of internet payments in 2012, will fall to 41% by 2017. Alternative Payments would rule the online payment markets with a 59% growth. Usually, alternative payments are everyday payment methods and can be divided into local and global methods. Local alternative payments addres...

/payments Fintech

Retired Member

Retired Member 

Open Banking and PSD2: New players need old players to flourish

Richard Ransom, Payments Solution Lead, Bottomline Technologies In recent years, there have been numerous headlines hailing the rise of a new breed of financial technology players and the downfall of incumbent banks. However, to what extent has this been the case and how valid is it? There was plenty of debate at the recent EBADay in Dublin foc...

/payments Fintech

Retired Member

Retired Member 

PSD2 and the Cost of Using the Staircase When the Elevator Fails

A few years after Bautista closed his business I casually met him in a cafe nearby the Town Hall. After saying hello to him and asking how were things going (not very well, I must say) we started talking about his business and why he had closed it down. He said that he did not understand why the Town Hall passed a law to promote competition in fina...

/payments /regulation Online Banking

Milos Dunjic

Milos Dunjic AVP, Payments Innovation Technology Solutions at TD Bank Group

W3C Web Payment Standardization As A Potential 3D Secure Killer?

The 3D Secure 1.0 framework was originally introduced to address lack of consumer authentication in legacy online environments, mainly in cases where online merchant and consumer were not engaged in face to face transaction, i.e. when there was clear lack of confidence that consumer who is paying, was the legitimate owner of the payment card used ...

/payments Innovation in Financial Services

André Stoorvogel

André Stoorvogel Director, Product Marketing – Payments, Rambus at Rambus

What does a seamless buying experience look like?

Within the mobile payments industry, the term ‘buying experience’ is becoming increasingly prevalent as the focus moves away from the enabling technologies and the act of paying, towards enriching interactions with the consumer. But what does an enhanced buying experience actually look like? To find out, let’s join our Smart Shopper on their luncht...

/payments

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