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Rolands Selakovs

Founder
avoided.io
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Followed by John Sims, Martha Boyle and 5 others you follow

Latest opinions

Rolands Selakovs

Top 5 Fraud Trends Affecting High-Risk Merchants in 2025

As we navigate through 2025, high-risk merchants face a rapidly evolving fraud landscape. From AI-driven scams to rising chargeback rates, the challenges are growing more complex and costly. In 2024 alone, businesses lost $8.9 billion to chargebacks, a figure projected to rise as fraud tactics become more sophisticated. For e-commerce merchants

28 April 2025 Transaction Fraud Systems and Analysis

Rolands Selakovs

Visa's New VAMP Program Raises the Bar for Merchants: Here's What You Need to Do to Stay Compliant

With Visa's VAMP program introducing stricter compliance measures, are you prepared to navigate these changes and safeguard your business? Introduction to VAMP Visa's Acquirer Monitoring Program (VAMP) is designed to uphold the integrity of the payment ecosystem by consolidating risk monitoring efforts. Effective April 1, 2025, VAMP will integrate...

02 April 2025 Transaction Fraud Systems and Analysis

Rolands Selakovs

List of MCC Codes and Risk Levels — Retail, E-Commerce, Travel, Gambling, Crypto, and More

Why MCC Classifications Matter Merchant Category Codes (MCCs) are four-digit numeric codes assigned by credit card networks, including Visa, Mastercard, American Express, and Discover. These codes classify businesses based on the products or services they provide. Understanding your MCC code is essential because it directly affects: 1. Payment Proc...

14 March 2025 The Payments Business

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Rolands writes about

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  • payments
  • regulation & compliance
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