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The financial services sector is a high-value target for hackers, and therefore faces daily attacks that attempt to bypass defences protecting a growing number of attack vectors. A staggering 36 per
Open Banking is shaking up the financial services sector and opening up new avenues and opportunities for both banks and payment service providers (PSPs). The open API ecosystems that are emerging are...
Corporate Travel and Expense (T&E) is a hot topic in the FinTech world, as companies are looking to solve problems associated with expense reports, employee spending, and reimbursement. According ...
In the financial services industry, where IT systems are high-volume and mission-critical, news of Big Iron’s ‘big crisis’ is greatly exaggerated, at least for now. It’s true that in today’s digital f...
About 32% of the current cryptocurrency offering is held on personal wallets, after long-term investors sold approximately $24 billion of bitcoin to new speculators between December 2017 and April 20
by Miloslav Hoschek, PhD., e-Silk Road, NGO ECB as a First Lump of Sugar in a Blockchain coffee The blockchain technology is destroying infrastructure of existing systems with no intermediates an...
SWIFT gpi poses many opportunities for banks. Like any technology, the rate of change is accelerating, making it critical that banks keep pace with the market and with their competition. In 2018, as d...
After the recent struggles of many retail stalwarts, much has been made about the death of the British high street. But the ONS’ retail sales index shows that 82% of all sales still take place in stor...
Whilst it is easy to “mourn” the loss of US$600bn in cryptocurrencies “value”, let’s pause there for a second. All the money in the world is backed by nothing but “full faith and credit” of the gover...
It is only a question of time before all e-invoices, e-receipts, and payments are effected in Real Time - in standardised structured form. Why does it not happen faster? EU has been driving e-invoicin...
New Payment System Operator never fails to disappoint in terms of its governance and processes. Three Victor Meldrew moments in one week – that is a new record. Firstly we have an announcement that Lo...
“What Ze Tech?” Over 92% of German citizens have never heard of the term “Fintech”, according to a survey from explorare. Probably, a result of not having the full exposure and legacy of traditional b...