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Last week I blogged on Bitcoin transactions, commenting on how they are steadily growing. I did not explore what these transactions were for, but one commentator expressed doubt they were for commerce...
Recently concluded Apple special September product lunch event was full of announcements. It covered all product segments - iWatch, iPhone, iPadPro, AppleTV. Some of the upgrades are incremental, some...
In a world where corporate transactions take place around the clock, payment delays are no longer acceptable. How should banks and PSPs prepare for the New Access Model? Since its introduction to the ...
Around the world, the use of cash is being challenged. Scandinavians are perhaps the most radical proponents of change (or, rather, the reduction of change in people's pockets). As of next year, many ...
Disruptive innovation often involves fragmentation and incompatibility… especially in the short-term. Most entrepreneurs focus on solving a specific immediate problem vs. laying the foundation for
Let's get something clear. People don't think of banking. If you're reading this and frowning, chances are you're in Financial Services. They don't. They don't even think of their banks leave alone th...
Mobile payments have been around since, at least, Roman times assuming you include physical currency. For the purposes of this article let’s narrow things down to the last few decades. Payment cards c...
For the year-to-date at the end of August 2015, the total number of bitcoin transactions has increased by 70% over the same eight-month period in 2014. For the month of August 2015, the average daily...
My hat off to Samsung. Those familiar with my blogs know that I am more likely to dish out harsh blunt criticism than a praise. Not this time (well, almost). Executive Summary For those in a hurry: wi...
Transparency in the process of government subsidy from allocation to distribution to reach the intended receipient is the foundation for confidence in the government and for even economic growth. Ther...
UK consumers have been able to ‘tap & pay’ with their contactless cards for nearly eight years now. Barclaycard issued its first contactless cards as early as 2008 and EAT became the first restaur...
Banks have been challenged to improve their brand admiration and win back consumer respect—especially in the area of innovation—after the 2008-09 recession. This post describes an opportunity for p