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273 Results from 2015, /payments

Retired Member

Retired Member 

Samsung Leading the Way with Mobile Payments

One nifty feature now separates Samsung from the competition in the mobile payments realm! Samsung Now Rivals Android Pay as the Top-Ranking Mobile Payment Solution Google’s Android Pay solution has been a smash-hit with a wide range of compatible mobile smartphones and tablets across the United States. Just recently, a conference was hosted in Was...

/payments

Retired Member

Retired Member 

NextGenPOS to Cash registers are what PCs were to Typewriters

One could say that NextGenPOS in the form of a tablet on a counter is just replacing “low-tech” cash registers with affordable mobile devices. But that would not do it justice because NextGenPOS gives small and medium sized merchants (SMEs) enterprise-grade functionality. So in many ways, NextGenPOS acts more like an affordable version of PC-POS b...

/payments

Retired Member

Retired Member 

Journey Towards Cashless Economy Part 1

The objective of this 3 part series is to examine in brief the barriers and motivators for the key players in (the author believes it has elements that can stand true for any economy that intends to go cashless) Journey towards a cashless society (India as a example). As per the annual report of Reserve Bank of India (RBI) for 2013-14, the amount ...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Model of a Payments Bank and Opportunities it presents

Prashant a friend (Working as a branch manager @ Pvt Sector bank) from Bhopal called up few days back and had a straight question “What are the opportunities for a banker in Payments Bank?” Below mentioned is the part 1 of that conversation, the objective is also to present authors understanding of what kind of business model a payments bank can ex...

/payments /inclusion Financial Inclusion

Retired Member

Retired Member 

System failures: addressing the elephant in the room

The banking industry has a history of suffering system failures, but little has been done to prevent this type of disruption happening again. Is better business continuity the way forward in an era of risk and uncertainty, and should banks do more to plan for this? A technical glitch that left 275,000 HSBC customers from receiving their monthly sa...

/payments /regulation Innovation in Financial Services

Retired Member

Retired Member 

Why understanding human behaviors is key for payments innovations?

A few days ago, I had the opportunity to connect and converse with Stanford professor B J Fogg around next generation payments solutions and how there is a strong linkage between consumer adoption of payments innovations and human behaviors. I totally agree that there is a strong relationship, and had also authored a post here in the community on ...

/payments

Keith Stanton

Keith Stanton International Product Manager (Fraud & Risk) at FIS

The Challenge of Customer Screening

Financial institutions are required by law to know their customers (KYC), and refuse services to any party involved in financing terrorism or money laundering. Unfortunately regulations are open to interpretation, leaving banks struggling to define who is a high risk customer, as they attempt to please both the regulators and the public. Allowing ...

/payments /regulation

Mark Calderhead

Mark Calderhead CPO - Chief Product Owner at ASML

8 Benefits of Application Sourcing

First off, I hate the term outsourcing. It has such a negative connotation in today's IT arena. I prefer the term sourcing, thus when tallking to an IT director we can have a conversation more about their direct needs. It is always not neccessary to outsource to a company, sometimes adding skilled resources is what companies need. I feel that ...

/payments

Barry Kislingbury

Barry Kislingbury Lead Solutions Consultant at ACI Worldwide

How can we handle settlement for cross-border immediate payments?

Global real time interoperability is in our sights – immediate payments plus the industry consensus that ISO 20022 is the standard ‘de jour’ are paving the way towards a harmonised digital banking future. The first draft of the ‘rule book’ was launched earlier this year by the ISO 20022 Real-Time Payments Group, outlining the correct flows and lan...

/payments /regulation Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Fixed and mobile check-outs

The cash register of the future, and that future is now, is designed to be both fixed and mobile at the same time — and that is a part of the evolution of POS into #NextGenPOS. Traditional cash registers and PC-POS systems are almost as mobile as glaciers, and one wouldn’t think seriously about carrying them around. But once you have a POS system t...

/payments

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