5072 Results from /payments
Retired Member
The recent report from Arthur D Little, a global management consultancy specialising in strategy and operations management, predicting a 68 per cent per annum increase in mobile transaction volume to 2012 highlights how the mobile phone is one of the most promising emerging payment channels. The claim that developing countries will drive this grow...
07 May 2009 /payments /retail
Although many may claim to have done so, nobody could have predicted the severity of the current economic situation. The domino-effect continues and it is becoming more and more difficult to determine whether a business partner, competitor or service provider will be in existence next month or even next week. As a result many mergers and acquisit...
06 May 2009 /payments Trends in Financial Services
Hans Hagen Founder at Alphastrike
For some time I have been intrigued by banks' lack of interest in, or inability to leverage their ATM networks to gain a competitive edge. Traditionally used for cash advances and balance enquiries, ATMs have turned into more of a multimedia kiosk capable of providing a wide range of services. One area of particular interest, in my mind, is money ...
04 May 2009 /payments Trends in Financial Services
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Check progress here: http://boharald.blogspot.com/2009/05/e-banking-and-payments-in-finland.html Not bad for population of 5,3 million - but then we started in 1982..This will naturally happen everywhere. Also the 3rd party services - "connecting customers" - with services like e-id, e-signing contracts, e-commerce payments, e-invoicing,...
03 May 2009 /payments Transaction Banking
Check progress here: http://boharald.blogspot.com/2009/04/first-you-sign-them-up.html There are some 220 000 enterprises in Finland - by now banks have signed up an estimated 120 000 - other service providers probably 20 000. What you can see from the usage is typical - first you sign them up - then after some delay (rather long as finance departm...
03 May 2009 /payments
The SEPA project received something of a blow when, in December 2008, the French Banking Federation (FBF) announced that its members had suspended work on SEPA pending clarification from European authorities on interchange fees for services that banks supply to each other. “As long as these rules are not clarified, the French banks, like many Euro...
01 May 2009 /payments /wholesale
So sensemaking to let citizens log in to public sector with e-bank log-on tools. Check statistics here: http://boharald.blogspot.com/2009/04/e-id-making-great-progress.html This is so saving both tax payer's money and speeding up e-government as tools are familiar, trusted and much more convenient than any public-sector-only tool would be. Sever...
28 April 2009 /payments Innovation in Financial Services
Siddharth Udani Client Partner at Consulting
It’s rather a very interesting debate whether banks choose the 'right' solution or a solution thats 'fits' their technology landscape. Though most of the Requirements are driven out of business change, how much of influence does business have on technology solutions? And whether do they actually care? With banks getting global and larger, there ha...
28 April 2009 /payments /retail Banking Architecture
Rumors continue to swirl concerning the deployment of a Facebook payments system. Recently the company unveiled that it was beta testing (via the VentureBeat and Facebook networks) functionality which would enable users to engage in small transactions using Facebook Credits, the network's nascent virtual currency, via comments to news feed items. ...
28 April 2009 /payments Finance 2.0
We are at critical point in our economy - businesses are struggling, public debt is soaring, many banks need support,tax increases are threatening, unemployment is on the rise, budget cuts eat into product development and innovations - just to mention a few. But even worse problems are waiting around the corner - aging population, smaller workfor...
27 April 2009 /payments Innovation in Financial Services
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